5 Free Apps That Keep Your Budget In Line

Published: May 8, 2015 | Updated: December 13, 2019 | Posted by: Raiza Contawi | Personal Finance

Budgeting Apps
We have so many things to thank the technology for. That includes these apps that take the pain out of manual expense reports, do the calculating for us, and make personal finance organization a fun hobby for everyone.

Read More: Personal Budgeting Made Easy

All you have to do is download any of these (or all of them), start tapping, and save away!


Who needs a personal accountant if you have Expensify on your phone? This popular app categorizes, tags and groups expenses into a report, which you can also save as PDF, for easy report submission. It has SmartScan technology that automatically reads receipt details for you, bank and credit card import that automatically pulls your transactions into your account, free flight alerts plus automatic expense report based on itinerary, and more cool features gets rid of any manual entry, saving you a lot of time and energy.

Availability: iOS and Android


This intuitively designed lifestyle app promises to treat expenses as experiences. Wherever you go, Wally finds you and keeps track of your money through its GPS integration that when your location services are on, it will automatically categorize and identify the venue of expense. Also, you will definitely have fun putting and increasing your savings aside as Wally’s smart notifications remind you of what’s important whether you have an obligation to settle, or you’ve reached your money goals.

Availability: iOS and Android

Money Monitor

Are you more extensive when it comes to managing your finances? Money Monitor can be used for both personal budgets and business finances. With its features, you can add cash, expense, or transfer transactions, add up to eight default accounts, customize up to forty categories, and monitor your bills and budgets using tracker reports. Once you get all the numbers plotted correctly, you can easily save and export data via email in form of CSV, HTML, or PDF. How easy is that?

Availability: iOS


Do you fancy looking at your spending in graphs? Monefy is attractively colorful that makes tracking fun and powerful with its friendly user interface, multiple categories, and informative charts. What’s more? It safely synchronizes data between devices using your Dropbox account. You and your significant other can track expenses with no sweat!

Availability: Android

Bank Apps

If you think the mentioned expense trackers are already efficient in managing your budget, then try downloading your bank mobile apps. BPI, BDO, and Citibank are a few to choose from. These apps include monitoring your savings account, transfer funds between accounts, and even pay bills in just one easy click. Imagine the ease of banking at your fingertips!

Availability: iOS and Android

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