Compare loans in the Philippines for free!
Get a loan according to your eligibility and needs.
Whether you're in need of a personal loan, housing loan, or instant cash loan, Moneymax has the best loan options for you. Choose from the top loans in the Philippines and learn how you can improve your loan application.
Credit Card Required

Citi Personal Loan

Citi Personal Loan is a no collateral loan ideal for individuals who are in need of a high loan amount for business, wedding, or education. Borrow up to ₱2 million and get approved in as fast as 24 hours.

No Credit Card Required

Nook Home Loan

Planning to buy a home or renovate your property? Nook Philippines will make the home loan application process easier for you! Get pre-qualified for a home loan instantly when you apply here.

No Credit Card Required

EasyRFC Loan

Fund your emergency expenses with a multi-purpose loan like EasyRFC. No collateral or guarantor required, and you can borrow a minimum of ₱10,000 and a maximum of ₱150,000.

No Credit Card Required

Citi Personal Loan

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No Credit Card Required

Nook Home Loan

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No Credit Card Required

EasyRFC Loan

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How Can I Improve My Loan Application?

Here are some tips to help you find the right loan for you and how you can have a better chance at loan approval.

Understand the types of loans available

There are many types of loans in the Philippines, each catering to different budgets, lifestyle, and needs. Don’t apply for a loan you don’t completely understand. It’s important that you read about its purpose, features, and fees. By doing this, you can ensure that you are applying for the right loan for you.

Compare different loans in the Philippines

Different loans have different requirements and processes. When applying for a loan in the Philippines, compare your options side by side so you won’t miss any important information. Read about the provider’s services and reviews.

Make sure you have all required documents

Before starting the loan application process, prepare all the requirements you’ll need. Banks and lending institutions typically ask for a government-issued ID, a fully-accomplished loan application form, and proof of income. Create a checklist to ensure that you have all you need before submitting your loan application.

Frequently Asked Questions

Learn more about applying and getting approved for loans in the Philippines.

What are the requirements for getting a loan?+
In general, you have to submit a fully-accomplished loan application form, a photocopy of your valid ID, and proof of income. You may have to submit additional requirements, depending on the lender. As for the eligibility requirements, you must be at least 21 years old, a Filipino citizen (or residing permanently in the country), and must have a landline and/or active mobile number.
How long until my loan application gets approved?+
Loan approval time depends on the lender but it can take as fast as 24 hours like the Citi Personal Loan. However, it may also take up to two weeks so make sure to submit all requirements to help speed up your loan application.
Can I get a loan even without a credit card?+
Yes, you can! There are lenders who accept non-carded applicants like Nook and EasyRFC. Sometimes, they just need a copy of your proof of income to assess if you can repay the loan.
What is the difference between a secured loan and unsecured loan?+
A secured loan is a type of loan in the Philippines that uses one of your assets as collateral. Assets can be your vehicle or property. If you can’t repay the loan, your lender has the right to seize your asset.An unsecured loan, on the other hand, is a type of loan that does not require collateral. However, take note that unsecured loans in the Philippines have higher interest rates as compared to secured loans.
What does loan collateral mean? +
Loan collateral is the asset or property that a borrower promises to a lender. It serves as a backup to a loan. Collateral loan agreements allow the lender to seize the borrower’s asset in case they fail to repay the loan. To avoid this, make sure that you pay your loan in time!
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