February 12, 2018 | Posted by: Moneymax | Credit Card
February 12, 2018
Planning to apply for a BDO credit card? If this is your first credit card application, it will be easier than you expect. It takes only a few simple steps to get a BDO credit card.
Banco de Oro or BDO is known as one of the best credit card providers in the country, and it isn’t hard to see why. In addition to the standard credit card benefits, BDO offers some unique advantages such as EasyPay Installment Programs for a better way to manage finances, interest rates that go as low as 2.5%, and exclusive BDO credit card promos and deals.
Here are the five steps you need to take to get your first ever credit card from BDO:
BDO offers more than 20 kinds of credit cards to cater to various spending habits, incomes, and preferences. BDO credit cards come in three types: basic, premium, and elite. The bank also lets you choose different brands, including Visa, MasterCard, American Express, JCB, and UnionPay.
Thus, it can be quite confusing and overwhelming to pick the perfect card for you. To make things a lot easier for you, do not skip this essential step in your credit card application: comparing the various BDO credit card options.
To compare BDO credit cards, you need to use a credit card comparison tool and refine your search according to your preferences. For example, you can sort the credit cards in a way that shows the ones with the lowest interest rates or annual fees. The tool can also recommend the best credit cards for shopping, as well as those that offer rewards.
Make sure that you meet all these minimum BDO credit card requirements:
Once you have confirmed that you’re eligible to apply for a BDO credit card, gather the required documents to prove your identification and income to the bank.
What are the required documents for BDO credit card application?
Be sure that you have all your requirements ready for submission because the bank doesn’t process applications with incomplete documents.
You can present your application form and required documents to the BDO branch of your choice and wait for the staff to assist you.
If you’ve filed your application for BDO credit card online and submitted your requirements, just wait for the bank’s confirmation.
The final step in your application process is to find out whether you’re approved or declined. To check your BDO credit card status in real time, you just need to enter your SSS number or TIN (tax identification number).
Applying for a BDO credit card isn’t a complicated process. As long as you’re eligible and you submit all the necessary documents, you’ll have a great chance of getting approved.