Minimum Annual Income P120,000 (P10,000 Monthly) | Interest Rate 3% | Annual Fee P1,500 |
Looking for the perfect everyday credit card? Take the Bank of Commerce Classic Mastercard for a spin. Use your credit card to avail essentials and earn one (1) reward point for every ₱25 spend. Plus, experience the joys of contactless payments and installment plans.
Existing Credit Card | Not Required |
Landline number | Required |
Age | 21 to 65 years old |
Minimum Annual Income | P120,000 |
Government-issued ID | |
Signed Certificate of Employment | |
Active landline / mobile phone number | |
Proof of income |
Audited Financial Statements | |
Business registration/permits |
Annual Fee | P1,500 / year |
Monthly Effective Interest Rate | 3% |
Minimum Amount Due | P500 / 5% |
Cash Advance Fee | P200 / % |
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Use your credit card everyday to earn one (1) reward point for every ₱25 spend. Plus, get 5x points at select dining and shopping establishments.
You can avail an installment plan of up to 0% interest payable after 3, 6, 12, 18, 24, or 36 months. You can only avail a plan from select establishments nationwide.
Your credit card is equipped with an EMV chip that verifies the legitimacy of your transactions and protects you from fraudulent activities. It also comes with the Online Protect feature, an additional layer of protection that verifies every transaction via One-Time Passwords (OTP).
You can pay with your Bank of Commerce Classic Mastercard by simply tapping it at any contactless payment terminal. After tapping, your payment details are sent to the Mastercard network.
Use the following hotlines if you have further concerns or if you’re reporting a missing credit card.
- (02) 632-2265
- 1800-10-982-6000 (PLDT)
- 1800-8-982-6000 (Globe)
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