Bank of Commerce Classic Mastercard

Looking for more financial flexibility and versatile payment options? Take care of your essentials while enjoying the perks of life with the Bank of Commerce Classic Mastercard.

Minimum Annual Income

P120,000

(P10,000 Monthly)

Interest Rate

Annual Fee

P1,500

I'm Interested

Product Summary

Bank of Commerce Classic Mastercard

Looking for the perfect everyday credit card? Take the Bank of Commerce Classic Mastercard for a spin. Use your credit card to avail essentials and earn one (1) reward point for every ₱25 spend. Plus, experience the joys of contactless payments and installment plans.

Earn one (1) reward point for every ₱25 spend
Get up to 5x points on dining and shopping spend
Avail 0% interest installment plans up to 36 months
Enjoy the convenience of contactless payment
Ideal for: novice cardholders looking for cashless options

Existing Credit Card	Not Required
Landline number	Required
Age	21 to 65 years old
Minimum Annual Income	P120,000

Regular Employee

Government-issued ID
Signed Certificate of Employment
Active landline / mobile phone number
Proof of income

Self-Employed

Audited Financial Statements
Business registration/permits

Annual Fee	P1,500 / year
Monthly Effective Interest Rate	3%
Minimum Amount Due	P500 / 5%
Cash Advance Fee	P200 / %

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FAQ

Use your credit card everyday to earn one (1) reward point for every ₱25 spend. Plus, get 5x points at select dining and shopping establishments.

You can avail an installment plan of up to 0% interest payable after 3, 6, 12, 18, 24, or 36 months. You can only avail a plan from select establishments nationwide.

Your credit card is equipped with an EMV chip that verifies the legitimacy of your transactions and protects you from fraudulent activities. It also comes with the Online Protect feature, an additional layer of protection that verifies every transaction via One-Time Passwords (OTP).

You can pay with your Bank of Commerce Classic Mastercard by simply tapping it at any contactless payment terminal. After tapping, your payment details are sent to the Mastercard network.

Use the following hotlines if you have further concerns or if you’re reporting a missing credit card.
(02) 632-2265
1800-10-982-6000 (PLDT)
1800-8-982-6000 (Globe)