AUB Classic Mastercard

AUB Classic Mastercard

Minimum Annual Income


(P21,000 Monthly)

Interest Rate


Annual Fee


Product Summary

AUB Classic Mastercard

AUB Classic Mastercard

Rest easy with a credit card that gives you freedom to choose. Apart from waived annual fees, the AUB Classic Mastercard also allows you to earn 1 rewards point for every ₱50 spend. Use your points to redeem cash rebates, travel vouchers, and more.

  • No annual fees forever
  • No interest on new purchases
  • Choose how many times you want to pay per month
  • Choose the amount you can pay
  • Get this card for: online shopping and travel
Existing Credit CardRequired
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP252,000
Regular Employee
Annual Fee Free
Annual Fee WaiverYes
Monthly Effective Interest Rate2%

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The AUB Classic Mastercard is a cheap credit card with no annual fees and no interest on new purchases. It is the only credit card that lets you choose when to pay and how much to pay your credit card bill. You can also link your AUB Classic credit card to your PayPal account for an easier and safer way to shop online!

You can use it for many things! For shopping in-store and online, dining, and paying your bills. AUB’s AllUrBills feature allows you to instantly charge your utility bills to your AUB credit card. Just inform an AUB customer service representative.

Nope. You don’t have to be an existing credit cardholder to be eligible for an AUB Classic credit card.

AUB has several payment channels you can choose from. Pay at any AUB branches, SM Bills Payment Centers, 7-11 and ECPay Partners, or simply do it at home via Bancnet online and mobile banking.

The processing time for an AUB Classic credit card application is 11 to 14 banking days. This is from the day you submit all required documents.


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