However, if you have to first withdraw money from your bank account and then go to a specific outlet far from your house to load your card, it might not be the most convenient option for you. Prepaid cards are also not the most convenient option for your travels abroad. You might not have an option to re-load your card while you are abroad and your issuers may charge you higher fees for transactions abroad.
Aside from EMV, you should apply standard security measures when using your Prepaid card, such as keeping your password secure, don't share card details with others, and always keep your card in your possession. The only downside of Prepaid (and Debit) Cards compared to Credit Cards is the fact that if your card gets compromised, someone may gain access to your entire account balance as opposed to a credit limit that cannot be withdrawn entirely in most cases.