August 3, 2013 | Posted by: Moneymax | Personal Finance
August 3, 2013
It’s never too late to start investing and one will never get too old to invest. It doesn’t matter whether you are a defensive, conservative or aggressive investor, the Philam Life Money Tree can always adjust to your risk appetite by offering different types of funds within its portfolio. Read on to know more about it.
Read More: Why You Should Invest in Philam Life Money Tree
An appropriate risk assessment is very critical to the success of your financial plan. In making an investment decision, there are 3 important factors that you must give proper consideration to – the risk, return and liquidity (refers to how easy you can convert your investment to cash).
The return of an investment is generally proportional to the risks attached to it. In other words, the higher the risk , the higher the reward you may have in return. Meanwhile, the liquidity varies among the instrument vehicles, but unquestionably the liquidity of a long-term investment product is considerably lower than that of a short-term investment instrument. At the same time, investors have to be aware of the minimum holding period and the early withdrawal fees that may apply.
If you wish to know what type of investor are you but you are reluctant to pay the consultation fees, you can take some online investment risk-tolerance quizzes to know yourself better. Generally, these quizzes make suggestions from your personality as an investor based on your investment objectives and experience, time horizon, risk tolerance, and financial situation.
Have you find out what kind of investor you are? Are you one of those conservative or aggressive investors? Perhaps you are neither defensive nor adventurous but a balanced investor? If you already have the answer, let’s find out which type of fund suit you the most!
1. The PAMI Philam Bond Fund
2. The PAMI Philam Fund
3. The PAMI Philam Strategic Growth Fund
With a single premium investment of just P125,000 or more, apart from enjoying the attracting returns from your investments in the Philam Life Money Tree, you can also enjoy other benefits. If you wish to know more about the advantages of investing in the Philam Life Money Tree, please proceed to the next article!
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