PNB Diamond UnionPay

Updated: Aug 18, 2026
PNB Diamond UnionPay
Card Benefit
1- point per ₱70
Annual Fee
₱3,000 per year
Min. Annual Income
₱120,000

Highlights

Moneymax's Take

Earn 1 rewards point for every ₱70 you spend.
No annual fees for life for your supplementary cards.
Earn rewards points that you can exchange for Mabuhay Miles and Cash Credits.

Things to Consider

Bonus air miles
Free reward points
Installment

Benefits

Airmiles - Local Spend
1 Mabuhay Mile per ₱70

Rewards - Base Rate
1 rewards point per ₱70

Fees & Charges

Annual Fee
₱ 3,000 per year
Cash Advance Fee
5 %

Monthly Effective Interest Rate
2 %

Eligibility

Min. Annual Income
₱ 120,000
Minimum Age
21 years old

Regular Employee

  • Proof of income
  • Government-issued ID
  • Signed Certificate of Employment

Check on more PNB card options

PNB Essentials Mastercard
PNBPNB Essentials Mastercard
Apply Now
PNB-PAL Mabuhay Miles NOW Mastercard
PNBPNB-PAL Mabuhay Miles NOW Mastercard
Apply Now
PNB-PAL Mabuhay Miles Platinum Mastercard
PNBPNB-PAL Mabuhay Miles Platinum Mastercard
Apply Now
Promo Code
Annual Fee
₱1200 per year
₱1000 per year
₱3000 per year
Cashback Local
Airmiles Base Rate

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