Credit Cards by BPI
Updated: Mar 27, 2026
BPI credit cards help you make every purchase count. From exclusive rewards and premium privileges to points you can redeem for experiences you love, each card is designed to elevate how you live.
Whether you’re a traveler, shopper, or lifestyle enthusiast, BPI offers options tailored to your ambitions and everyday needs, giving you both flexibility and control.
Getting started is fast and simple, so you can enjoy the perks of your BPI credit card right away.
Bank Logo | Product Name | 🔥 Hot Reward Pick | Earn Rate & Perks | Min. Annual Income | Ideal For | |
|---|---|---|---|---|---|---|
 | BPI Amore Cashback Card | 4% Cashback | ₱180,000 | Ayala Malls Shoppers | ||
 | BPI Rewards Card | 1 point / ₱35 | ₱180,000 | Points Seekers | ||
 | BPI Petron Card | 3% Petrol Cashback | ₱180,000 | Petron-loyal Motorists | ||
 | BPI Amore Platinum Cashback Card | 4% Cashback | ₱1,000,000 | Restaurant-Goers | ||
 | BPI Gold Rewards Card | 1 point / ₱35 | ₱480,000 | Rewards Seekers | ||
 | BPI Platinum Rewards Card | 2 BPI Points / ₱20 | ₱1,000,000 | Lounge Access and Airmiles | ||
 | BPI Visa Signature Card | 1 point / ₱20 | ₱1,200,000 | Low Value Forex |
Why Trust Moneymax?
Don’t miss out on this great deal!
🔥 March Forward to Bigger Rewards with BPI & Gifts! 🔥
Apply for a BPI credit card this December and get a welcome gift worth up to ₱3,999! Choose from Sony headphones, JBL speakers, Xiaomi gadgets, or ₱2,000 cash credit.
Apply by Apr 30, 2026 to claim your reward
Participating Products:
BPI Amore Cashback Card
:
For Ayala Malls Shoppers
BPI Rewards Card
:
For Points Seekers
BPI Petron Card
:
For Petron-loyal Motorists
BPI Amore Platinum Cashback Card
:
For Restaurant-Goers
BPI Gold Rewards Card
:
For Rewards Seekers
BPI Platinum Rewards Card
:
For Lounge Access and Airmiles
BPI Visa Signature Card
:
For Low Value Forex
How to Qualify?
Follow these simple steps to claim your exclusive gift:
- Apply via Moneymax: Register your interest and submit your application for an eligible BPI credit card on the Moneymax website between March 6, 2026 and Apr 30, 2026
- Get Approved: Ensure you are a new-to-BPI applicant with at least 12 months of credit card history elsewhere and that BPI approves your application with complete documents. Provide proof of approval via SMS screenshot.
- Choose Your Gift: Select one (1) of the following rewards:
- eGift Cash Credit worth PHP2,000
- Sony WH-CH520 Wireless Headphones (₱3,990)
- Xiaomi Photo Printer (₱3,599)
- Xiaomi Mi Band 10 (₱2,499) - Receive Your Gift:
- Physical Items: You will receive a confirmation email within 12 weeks of your application. Delivery is estimated 12-15 weeks after that confirmation.
- eGifts: The ₱2,000 cash credit will be sent directly to your email without a confirmation email.
Terms and Conditions apply.
Apply by Apr 30, 2026 to claim your reward
Cashback Supermarket
4 %Cashback Base Rate
0.3 %Cashback Drugstore
1 %Annual Fee
No Annual FeeApply through Moneymax and choose from 5 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Get up to 4% cash back on supermarkets and department store spend
- Get up to 1% cash back on drugstore and bills payment spend
- Earn up to 0.3% cash back on all other local retail spend
- Enjoy unlimited access exclusive customer and family lounges in Ayala Malls
- One of the lowest forex conversion rates at 1.85%
- Ideal for: cardholders who love saving while shopping
- No-brainer rebate
- Supermarket rebate
- Installment
- Exclusive discounts
Repayment Details
Interest on Cash Advance: 3 %
Fees
Annual Fee: No Annual Fee
Cash Advance Service Charge: ₱200
Forex Conversion Rate: 1.85 %
Eligibility
Min. Annual Income: ₱180,000
Minimum Age: 21 years old
Rewards Points
1 point per ₱35Annual Fee
No Annual FeeMin. Annual income
₱ ₱
180,000Interest Rate
3 %Apply through Moneymax and choose from 4 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance wherever you go up to ₱2 million
- Enjoy a variety of year-round discounts and perks
- Ideal for: money-savvy shoppers looking to go cashless
- Free reward points
- Travel insurance
- Installment
- Exclusive discounts
Repayment Details
Interest on Cash Advance: 3 %
Fees
Annual Fee: No Annual Fee
Cash Advance Service Charge: ₱200
Forex Conversion Rate: 1.85 %
Eligibility
Min. Annual Income: ₱180,000
Minimum Age: 21 years old
Cashback Petrol
3 %Annual Fee
No Annual FeeMin. Annual income
₱ ₱
180,000Interest Rate
3 %Apply through Moneymax and choose from 5 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Earn 3% rebate on fuel (maximum of ₱15,000 per year)
- Free ₱200 fuel voucher for first-time cardholders
- Avail of flexible and convenient installment plans
- Convert your credit limit to cash for emergencies
- Ideal for: car owners traversing the road every day
- No-brainer rebate
- Petrol rebate
- No Annual Fee
- Rebate cap applied
Repayment Details
Interest on Cash Advance: 3 %
Fees
Annual Fee: No Annual Fee
Cash Advance Service Charge: ₱200
Eligibility
Min. Annual Income: ₱180,000
Minimum Age: 21 years old
Cashback Online Food Delivery
4 %Cashback Dining
4 %Cashback Department Store
1 %Apply through Moneymax and choose from 5 premium rewards
- Get 4% cash back on dining and online delivery spend.
- Get 1% cash back on supermarkets and department store spend.
- Earn up to 0.3% cash back on other international and local retail spend.
- Enjoy exclusive perks and deals at any Ayala Malls nationwide.
- One of the lowest forex conversion rates at 1.85%.
- Ideal for: cardholders who love to shop in-store and online.
- No-brainer rebate
- Dining rebate
- Food delivery
- High income requirement
Repayment Details
Cash Advance Monthly Effective Interest Rate : 3 %
Fees
Annual Fee: ₱5,000 per year
Cash Advance Fee : ₱200
Eligibility
Min. Annual Income: ₱1,000,000
Minimum Age: 21 years old
Rewards Points
1 point per ₱35Annual Fee
No Annual FeeMin. Annual income
₱ ₱
480,000Interest Rate
3 %Apply through Moneymax and choose from 4 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance up to ₱10 million
- Enjoy a whole roster of discounts all year round
- Ideal for: cardholders looking for premium perks
- Shopping points
- Travel insurance
- Insurance installment
- Exclusive discounts
Repayment Details
Interest on Cash Advance: 3 %
Fees
Annual Fee: No Annual Fee
Cash Advance Service Charge: ₱200
Forex Conversion Rate: 1.85 %
Eligibility
Min. Annual Income: ₱480,000
Minimum Age: 21 years old
Rewards - Overseas Spend
2 BPI Points per ₱20 spendRewards - Local Spend
2 BPI Points per ₱30 spendAnnual Fee
No Annual FeeMin. Annual income
₱ ₱
1,000,000Apply through Moneymax and choose from 4 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Earn 2 BPI points for every ₱30 local spend.
- Earn 2 BPI points for every ₱20 foreign currency spend online and abroad.
- Convert straight payments on airfares to installment with 0% interest.
- Get up to ₱10 million free travel insurance.
- Get up to 180 days of purchase protection insurance.
- Enjoy up to four complimentary airport lounge passes yearly to over 1,300 lounges worldwide when you meet the spend requirement.
- Ideal for: frequent travelers looking for premium perks.
- Free reward points
- Online shopping points
- Airport lounge
- High income requirement
Repayment Details
Cash Advance Monthly Effective Interest Rate : 3 %
Fees
Annual Fee: No Annual Fee
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱1,000,000
Minimum Age: 21 years old
Rewards Points
1 point per ₱20Annual Fee
No Annual FeeMin. Annual income
₱ ₱
1,200,000Interest Rate
3 %Apply through Moneymax and choose from 4 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Earn 2 BPI points for every ₱20 spend.
- Get up to ₱20 million free travel accident and inconvenience benefit.
- Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3.
- Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round.
- Ideal for: savvy shoppers and frequent travelers
- Free reward points
- Travel insurance
- Airport lounge
- High income requirement
Repayment Details
Cash Advance Monthly Effective Interest Rate : 3 %
Fees
Annual Fee: No Annual Fee
Cash Advance Fee : ₱200
Eligibility
Min. Annual Income: ₱1,200,000
Minimum Age: 21 years old