Car Insurance
A car’s make, model, and the year of production plays a large role when you get auto insurance. Some cars are cheaper to insure than others because of built-in safety features or anti-theft devices. Others happen to be “low-risk” vehicles – a vehicle that is less likely to figure in an accident.

Let’s take a look at five of the most insured cars in the Philippines, and what makes them favorites.


Annual Gross Average Premium: PHP 22,193

The Mirage is one of Mitsubishi’s entry-level sub-compact cars, and boasts a 1.2 liter engine that is makes for an efficient fuel economy – with a mileage of 14.45 km per liter. It comes with several safety features: seven airbags, which includes an extra one to protect the driver’s knee. Anti-theft features include power locks and a panic button.

Optional additions can further boost it with a navigation system with a rearview camera, parking sensors and interior LED lighting.


Annual Gross Average Premium: PHP 24,179

Mitsubishi’s second entry is a hatchback that has quite the following in the country. The GLS runs on a 1.6 liter engine based off of the 49A2, and good gas mileage at 10.63 km per liter. Its low base price range makes it agreeable to first-time owners, and while it doesn’t come with the same bells and whistles that the Mirage does, it comes with a continuously variable transmission – allowing you to switch from automatic and manual handling.

Read More: How Much Does Mitsubishi Car Insurance Cost in the Philippines?


Annual Gross Average Premium: PHP 15,806

As far as the cars on this list so far, the Eon has the smallest capacity at 0.8 liters. Given its size, you might think that the fuel economy in the car would be bad, but that doesn’t appear to be the case. You can get a mileage of 26.3 km per liter on this tiny engine.

It packs several safety features apart from airbags and rear seatbelts, in the form of an engine immobilizer and a central locking system.

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Annual Gross Average Premium: PHP 21,408

Ford’s 2015 Fiesta Manual Transmission comes in two variations: a hatchback, and a sedan. Both have the award-winning 1.5 liter twin independent variable camshaft timing (Ti-VCT) engine. The fuel economy gets you a mileage 10 km per liter, though the eco-boost suggests that you could get more out of it.

It’s no slouch in the security and safety side, as its keyless entry system won’t let anyone in unless they have the key fob; and airbags on both the driver and passenger side of the car.



Annual Gross Average Premium: PHP 19,218

This hatchback is pretty decently priced at just above 500,000, and is marketed as a city car. Its 1.0 liter DOHC L4 engine gets you a mileage of 13.18 km per liter. Given its size, its safety features are packed in. There are 10 airbags – including front knee airbags, side seat airbags and side curtain airbags – similar to its bigger siblings, Sonic and Cruze.

Cars like these combine great safety features, fuel economy, and a sense of style that doesn’t break the bank. These cars usually cost less to insure because of their market value, overall features, and risk level.