--- title: Security Bank Home Loan --- ![SecurityBankLogo](https://www.moneymax.ph/hs-fs/hubfs/SecurityBank.webp?width=450&height=117&name=SecurityBank.webp "SecurityBankLogo") ### Security Bank Home Loan Experience a convenient and hassle-free loan application and approval with Security Bank Home Loan! Make your dream home a possibility today!  [![security bank home loan](https://optimized-blogassets.moneymax.ph/blog/ph_PH/wp-content/uploads/2022/04/13075248/APPLY-NOW.png "apply now")](https://www.securitybank.com/home-loan-application/?utm_source=moneymax&utm_medium=affiliates&utm_campaign=AFF-moneymax-xlnshome-030623&utm_content=AFF-moneymax-xlnshome-website-button-partner-030623-xklm) # Why choose Security Bank home loan? # Security Bank Home Loan has flexible payment terms ranging from 1 year up to 20 years with low interest rates. You can borrow as much as 90% of the selling price or 80% of the appraised value. Security Bank has partnered with several accredited developers, most of them well-known and handles the top properties in the metro. Here are other reasons why you should get a Security Bank housing loan. ![Security-2](https://www.moneymax.ph/hs-fs/hubfs/Security-2.webp?width=315&height=250&name=Security-2.webp "Security-2") ### High loan amount #### Get as much as 80% of the appraised value and borrow as low as ₱1 million! ![Security-3](https://www.moneymax.ph/hs-fs/hubfs/Security-3.webp?width=315&height=250&name=Security-3.webp "Security-3") ### Award-winning loan #### Won the Home Loan Product of the Year Award at the Asian Banking and Finance Wholesale and Retail Banking Awards 2019 ![Security-1](https://www.moneymax.ph/hs-fs/hubfs/Security-1.webp?width=315&height=250&name=Security-1.webp "Security-1") ### Award-winning loan #### Stretch your payment terms up to 20 years with low interest rates --- ### Security Bank home loan application process # Applying for a Security Bank housing loan is easy! Below is a guide to help you with your application. ### Optional Step: Pre-Qualification #### Not sure if you’re qualified? Try the home loan pre-approval quiz to see if you’re qualified before you fill out the loan application form. ![21pre-qual copy](https://www.moneymax.ph/hs-fs/hubfs/21pre-qual%20copy.webp?width=750&height=726&name=21pre-qual%20copy.webp "21pre-qual copy") ![22pre-qual2 copy](https://www.moneymax.ph/hs-fs/hubfs/22pre-qual2%20copy.webp?width=750&height=667&name=22pre-qual2%20copy.webp "22pre-qual2 copy") ![23](https://www.moneymax.ph/hs-fs/hubfs/23.png?width=500&height=252&name=23.png "23") ![24 copy](https://www.moneymax.ph/hs-fs/hubfs/24%20copy.webp?width=750&height=462&name=24%20copy.webp "24 copy") ![26pre-qual co-borrower copy](https://www.moneymax.ph/hs-fs/hubfs/26pre-qual%20co-borrower%20copy.webp?width=750&height=576&name=26pre-qual%20co-borrower%20copy.webp "26pre-qual co-borrower copy") ![27pre-qual other loan copy](https://www.moneymax.ph/hs-fs/hubfs/27pre-qual%20other%20loan%20copy.webp?width=750&height=619&name=27pre-qual%20other%20loan%20copy.webp "27pre-qual other loan copy") Security Bank will need your home loan, personal, employment, co-borrower (if any), and loan information to determine if you’re suited for a Security Bank home loan. They’ll need additional information if you have a co-borrower and other active loans.   You’ll receive an email with your quiz results once you’re done answering and submitting all the questions. If you qualify for a Security Bank Home Loan, then congratulations are in order! Time to move on to the next step. ### Option 1: Online Home Loan Application #### Security Bank Home Loan’s online application form is the most convenient way to apply. The form will include the same categories found in the pre-home loan approval quiz but with more details. You’ll also be uploading the needed requirements and documents so make to have these ready. Housing Loan Calculator ![1.1 copy](https://www.moneymax.ph/hs-fs/hubfs/1.1%20copy.webp?width=285&height=251&name=1.1%20copy.webp) Take a detour to the Housing Loan Calculator section of Security Bank Home Loan’s website before clicking on the Apply Now button to find out how much you can borrow. Once you see your results and you like what you see, head on to the online application form by clicking on Apply Now. Eligibility Criteria ![1apply copy](https://www.moneymax.ph/hs-fs/hubfs/1apply%20copy.webp?width=285&height=321&name=1apply%20copy.webp) The first page of the form will determine if you’re eligible to apply. If you fit the criteria mentioned, click on the Next Page button. The options are automatically ticked so if you don’t fit any of the criteria mentioned, you can’t move on to the next page.  Basic Information and Requirements ![2-Jan-20-2023-09-35-30-7327-AM copy](https://www.moneymax.ph/hs-fs/hubfs/2-Jan-20-2023-09-35-30-7327-AM%20copy.webp?width=285&height=286&name=2-Jan-20-2023-09-35-30-7327-AM%20copy.webp)![3apply 3 copy](https://www.moneymax.ph/hs-fs/hubfs/3apply%203%20copy.webp?width=285&height=239&name=3apply%203%20copy.webp)![4apply 4 copy](https://www.moneymax.ph/hs-fs/hubfs/4apply%204%20copy.webp?width=285&height=178&name=4apply%204%20copy.webp) This page will ask you basic questions regarding your loan that you’ll provide more details about in the later part of the application form. If you selected an employment type aside from employed and self-employed, a co-borrower and other loan status, this page will automatically add fields where you can provide your co-borrower’s information. You’ll also find a preferred callback schedule and a requirements checklist here, listing the basic documents needed.  Detailed Information ![7apply personal info copy](https://www.moneymax.ph/hs-fs/hubfs/7apply%20personal%20info%20copy.webp?width=285&height=319&name=7apply%20personal%20info%20copy.webp)![8apply contact info copy](https://www.moneymax.ph/hs-fs/hubfs/8apply%20contact%20info%20copy.webp?width=285&height=326&name=8apply%20contact%20info%20copy.webp)![9 copy](https://www.moneymax.ph/hs-fs/hubfs/9%20copy.webp?width=285&height=300&name=9%20copy.webp) This page will require more details when it comes to your personal information, contact information, and loan.  If you ticked on other loans status, this page will automatically add fields where you can provide details to your other loans.  Employment Information ![12apply employ info copy](https://www.moneymax.ph/hs-fs/hubfs/12apply%20employ%20info%20copy.webp?width=285&height=326&name=12apply%20employ%20info%20copy.webp)![13apply employ info2 copy](https://www.moneymax.ph/hs-fs/hubfs/13apply%20employ%20info2%20copy.webp?width=285&height=250&name=13apply%20employ%20info2%20copy.webp)![14apply employ info3 copy](https://www.moneymax.ph/hs-fs/hubfs/14apply%20employ%20info3%20copy.webp?width=285&height=155&name=14apply%20employ%20info3%20copy.webp) This page will ask for your employment information and will show a summary of the payments you need to make monthly and your debt to income ratio. Note that your annual income should be at least ₱600,00. You can’t move to the next page if it doesn’t fulfill that requirement and if the debt to income ratio is above 40. Security Bank Home Loan allows a joint minimum monthly income of ₱50,000. You can get a co-borrower if your current monthly income doesn’t match the requirement. Other Information ![16apply other info copy](https://www.moneymax.ph/hs-fs/hubfs/16apply%20other%20info%20copy.webp?width=285&height=305&name=16apply%20other%20info%20copy.webp)![17 copy](https://www.moneymax.ph/hs-fs/hubfs/17%20copy.webp?width=285&height=187&name=17%20copy.webp) This page will ask for other information that will validate your credibility in paying for the home loan. Credit card information (if any), dependents, and personal references not related to you should be provided. If you have a credit card, the page will automatically add fields where you can provide your credit card information.  Legal Documents ![19apply legal docs copy](https://www.moneymax.ph/hs-fs/hubfs/19apply%20legal%20docs%20copy.webp?width=285&height=271&name=19apply%20legal%20docs%20copy.webp)![20apply legal docs2 copy](https://www.moneymax.ph/hs-fs/hubfs/20apply%20legal%20docs2%20copy.webp?width=285&height=148&name=20apply%20legal%20docs2%20copy.webp) The Legal Documents page will ask you to upload the required documents such as a valid ID, proof of billing with address, and income documents. Refer to the list of legal and collateral documents listed in the Basic Information and Requirements page.  Make sure to upload the acceptable formats to avoid any errors. If the file size is too big, use the link to the tools that can compress our merge multiple pages into a single file found on top of this page.  ### Option 2: In-person Application #### As convenient as online applications are, some applicants still prefer going to the bank to submit their Security Bank Home Loan application. This is still possible and can be made easy by downloading the required documents found on their website before visiting the nearest branch. ![20.1 print form copy](https://www.moneymax.ph/hs-fs/hubfs/20.1%20print%20form%20copy.webp?width=391&height=300&name=20.1%20print%20form%20copy.webp "20.1 print form copy") #### Learn More About Home Loans in the Philippines # Read more about housing loans in the Philippines. Check out our articles below. ![Home_Buying_Tips_for_Newlyweds-1-1024x536](https://www.moneymax.ph/hs-fs/hubfs/Home_Buying_Tips_for_Newlyweds-1-1024x536.webp?width=1024&height=536&name=Home_Buying_Tips_for_Newlyweds-1-1024x536.webp "Home_Buying_Tips_for_Newlyweds-1-1024x536") ### **Just Tied the Knot? 10 Tips to Find the Perfect House for Newlyweds** #### Planning to build a future with your SO? The future is so exciting, so here are some tips on how to buy a house that’s perfect for couples. [ Read More ](https://www.moneymax.ph/personal-finance/articles/house-for-couple-tips) ![BFI-property-developer-in-the-philippines](https://www.moneymax.ph/hs-fs/hubfs/BFI-property-developer-in-the-philippines.webp?width=678&height=355&name=BFI-property-developer-in-the-philippines.webp "BFI-property-developer-in-the-philippines") ### **Buying a Home? Get to Know These Property Developers in the Philippines First** #### If you want to get a good real estate asset, work with a reputable property developer in the Philippines. Find the right one in this list. [ Read More ](https://www.moneymax.ph/lifestyle/articles/property-developer-philippines) ![BFI-Home-Ownership-Costs](https://www.moneymax.ph/hs-fs/hubfs/BFI-Home-Ownership-Costs.webp?width=678&height=355&name=BFI-Home-Ownership-Costs.webp "BFI-Home-Ownership-Costs") ### **Upfront and Hidden Home Ownership Costs You Need to Prepare For** #### The cost of home ownership can be a shock if your finances are not prepared for it. Here are the major things you need to pay once you have your own home. [ Read More ](https://www.moneymax.ph/personal-finance/articles/cost-of-home-ownership) ***DISCLAIMER:**** Moneymax strives to keep its article information accurate and up to date. The information you read may be different from what you see when you visit a partner, provider, or financial institution’s website. All information we publish is presented without warranty and may change over time. If you find discrepancies or outdated information, please contact Moneymax directly**.*   *With the exception of any articles published in partnership with named providers, opinions expressed in our articles are the author's alone, not those of any product provider, and have not been reviewed, approved or otherwise endorsed by any of the providers.*   © Moneyguru Philippines Corporation. All rights reserved with its registered address at  6th Floor – Units D and E Uptown Bonifacio Tower 1,** **36th Street corner 11th Avenue, Uptown Bonifacio, Taguig City, 1634. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy.