Minimum loan amount P 1,000 | Minimum annual income P 0 | Add-on interest 15% |
In need of quick cash? Grab your smartphone and apply for a Tala Cash Loan today! Borrow up to ₱15,000 with no collateral required. In just a few taps, get the money you need to fund emergencies, small-ticket purchases, and other short-term needs.
Age | 18 to years old |
Minimum Annual Income | P0 |
Credit Card | Not Required |
Landline Number | Not Required |
Approval time | P1 |
Processing fee | % |
Early payment fee | Free |
Late payment Fee | Free |
Is this the right product for you?
Checkout the other personal loan listing.
High loan amounts are what usually entices customers to apply for a personal loan. But what if you prefer a lower amount to simply tide you over until the next paycheck? Find that option in Tala Cash Loan that has easy payment schemes with low loan amounts ranging from ₱1,000 to ₱15,000.
Attend to your simple goals or immediate needs that won’t require a huge amount of money through Tala Cash Loan with loan amounts as low as ₱1,000 to ₱15,000. Compared to other personal loans, you have more freedom to choose how to go about your loan and repayment scheme as listed below:
As soon as you’re done with repayments, you can borrow again through the app without going through the entire application process. Pay on time or earlier to increase your chances of getting a higher loan amount.
Here are some of the loan purposes commonly used to get a Tala Cash Loan:
Before applying for a loan, you need to meet the following Tala Cash Loan eligibility criteria:
Tala Personal Loan Rates
Loan amount: ₱1,000 to ₱15,000
Loan terms: 1 to 60 days
Monthly effective interest rate: 14.74.% to 15%, depending on the loan term; a one-time charge
Late payment penalty fee: 5% of the total outstanding balance and a one-time charge
Minimal requirements: No collateral fee, pre-termination fee, and processing fees
You can loan a minimum of ₱1,000 and a maximum of ₱15,000. This is dependent on how responsible you are as a borrower and how many times you have borrowed from Tala.
Tala's flexible loan has a monthly effective interest rate ranging from 14.74-18.32%.
Currently, the Tala Loan app only supports Android devices running on OS 4.0.3 and up.
You can pay your Tala Loan at any 7-Eleven, Cebuana Lhuillier, or M Lhuillier branches, and via Coins.ph, GCash, or PayMaya.
Once your Tala Loan is approved, you can withdraw your proceeds from any Cebuana Lhuillier, M Lhuillier, and LBC branches or straight to your Coins.ph account.
Report anyone pretending to be Tala Philippines by using the in-app chat feature. You can also contact them via email at support@tala.ph and via SMS at 21585280.
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