Minimum Annual Income
If you’re applying for a credit card solely for the perks, you can’t go wrong with a UnionBank Platinum Visa Card. Choose from a selection of premium perks which include free business and leisure travel, dining and shopping discounts, and cash rebates, among others.
|Existing Credit Card||Not Required|
|Age||18 to 70 years old|
|Minimum Annual Income||P600,000|
|Valid TIN / SSS / GSIS or UMID number|
|Signed Certificate of Employment|
|Proof of income|
|Valid TIN / SSS / GSIS or UMID number|
|Audited Financial Statements|
|Annual Fee||P3,000 / year|
|Annual Fee Waiver||No|
|Monthly Effective Interest Rate||3%|
|Cash Advance Monthly Effective Interest Rate||2.91%|
|Cash Advance Fee||P200 / %|
Is this the right product for you?
Checkout the other credit card listings
Are you in search of premium rewards? Look no further. With its reward catalog and travel perks, the UnionBank Platinum Visa might be the credit card you’re looking for.
Are you fond of freebies but tired of limited reward catalogs? The UnionBank Platinum Visa’s rewards program offers a variety of rewards that cater to every cardholder's needs. Choose from dining, cash rebate, shopping, and travel perks, among many other rewards.
Traveling is fun and fulfilling. Make sure to make it fun until the end of your trip with the UnionBank Platinum Visa Card’s free travel insurance of up to ₱10 million. Simply charge your airline tickets to your credit card to automatically receive the insurance coverage.
Have time to spare before your next flight? Stop by NAIA Terminal’s 1 and 3 Club Manila Lounge and Pacific Lounge and enjoy free unlimited access. Your travel companions can tag along for only 20% off on their Pacific Lounge pass when you pay using your credit card.
UnionBank’s Platinum Concierge is a 24/7 Concierge service dedicated to Visa cardholders. They can assist you with your credit card and travel concerns such as lost or stolen credit cards, lost luggage, booking assistance, and itinerary recommendations, among other services.
Credit cardholders always look forward to money-saving perks to use in their daily purchases. Despite not having rebates for essentials, the UnionBank Platinum Visa still provides cash rebates as rewards when you redeem your reward points.
If savings is what you want then the UnionBank Platinum Mastercard is the best card for you with its 1% cash back on all your purchases. The cash back doesn’t expire so you can use it anytime.
Airport lounges serve as a space for R&R and luxury. The UnionBank Platinum Visa’s airport lounge access is limited to local airports but the access is free for life. Simply put, you’ll always have a sanctuary from busy airports before every flight.
Want more travel benefits? The UnionBank Miles+ Platinum Visa has pumped up perks like free travel insurance up to ₱10 million and 1.5 reward points for every ₱25 travel spend.
If you’re in search of premium perks, especially for your travels, the UnionBank Platinum Visa is the right choice for you. Want something else? Check out these credit cards instead:
You will earn 1 point for every ₱25 spend, making the UnionBank Platinum Visa Card a suitable choice for rewards hunters.
You can redeem a wide variety of rewards using your rewards points. Choose from free leisure or business travel perks, gift certificates from shopping malls, movie passes, fuel card load points, cash rebates, and annual fee waivers, among others
You have to use the UnionBank Mobile app to redeem your rewards. Note that your rewards points don’t expire so feel free to redeem anytime, anywhere.
Certainly! Aside from the free travel insurance, you also get free assistance in the event of flight delays, cancellations, and even medical emergencies.
- Organize flights, recommend dining places, and arrange leisure activities
- Report lost or stolen cards, request card replacement and emergency cash
- Request airport and transportation assistance anywhere in the world
Find @TalktoRafa on Facebook Messenger and ask “What is my card application status?”