unionbank platinum visa

UnionBank Platinum Visa Card

Minimum Annual Income


(P50,000 Monthly)

Interest Rate


Annual Fee


Product Summary

unionbank platinum visa

UnionBank Platinum Visa Card

If you’re applying for a credit card solely for the perks, you can’t go wrong with a UnionBank Platinum Visa Card. Choose from a selection of premium perks which include free business and leisure travel, dining and shopping discounts, and cash rebates, among others.

  • Robust rewards program with premium perks
  • Enjoy a dedicated Visa Platinum 24/7 concierge service
  • Free travel insurance coverage up to ₱10 million
  • Access to exclusive airport lounges in the metro
  • Ideal for: cardholders who seek premium perks
Existing Credit CardRequired
Landline numberRequired
Age18 to 70 years old
Minimum Annual IncomeP600,000
Annual FeeP3,000 / year
Annual Fee WaiverNo
Monthly Effective Interest Rate2%
Cash Advance Monthly Effective Interest Rate2%
Cash Advance Fee P200 / %

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You will earn 1 point for every ₱25 spend, making the UnionBank Platinum Visa Card a suitable choice for rewards hunters.

You can redeem a wide variety of rewards using your rewards points. Choose from free leisure or business travel perks, gift certificates from shopping malls, movie passes, fuel card load points, cash rebates, and annual fee waivers, among others

You have to use the UnionBank Mobile app to redeem your rewards. Note that your rewards points don’t expire so feel free to redeem anytime, anywhere.

Certainly! Aside from the free travel insurance, you also get free assistance in the event of flight delays, cancellations, and even medical emergencies.

  • Organize flights, recommend dining places, and arrange leisure activities
  • Report lost or stolen cards, request card replacement and emergency cash
  • Request airport and transportation assistance anywhere in the world

Find @TalktoRafa on Facebook Messenger and ask “What is my card application status?”