metrobank rewards plus visa

Metrobank Rewards Plus Visa

Minimum Annual Income


(P29,167 Monthly)

Interest Rate


Annual Fee


Product Summary

metrobank rewards plus visa

Metrobank Rewards Plus Visa

Being tech-savvy has never been this rewarding. With the Metrobank Rewards Plus Visa, you get to earn 2x reward points on electronics, transportation, and online expenses plus one (1) reward point for every ₱20 you spend. Reward yourself for every swipe by applying online today.

  • Earn 2x reward points on electronics, transportation, and online purchases
  • Earn 1 reward point for every ₱20 spend
  • Avail 0% interest installment plans up to 24 months
  • Access exclusive credit card features from Metrobank
  • Ideal for: tech-savvy cardholders and online shoppers
Existing Credit CardRequired
Landline numberNot Required
Age18 to 70 years old
Minimum Annual IncomeP350,000
Annual Fee P2,500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

Is this the right product for you?

Checkout the other credit card listings

Why Choose Metrobank Rewards Plus Visa?

Experience the difference rewards make with the Metrobank Rewards Plus Visa. You’ll get 2x the reward points when you shop online and pay for gadgets or other tech purchases.


Earn 1 reward point for every ₱20 spend

It’s easy to collect reward points when you use your Metrobank Rewards Plus Visa. Why? Two reasons: every ₱20 spend earns you 1 reward point and you get double the points for every electronics, telecommunications, and other tech-related spend.

Premium rewards are up for grabs

Collect more points with every swipe and redeem excellent rewards. Choose from exciting perks such as air miles from Cathay Pacific Airlines, Philippine Airlines, or Singapore Airlines, digital gift certificates, cash rebates, or even donations for your chosen charity.

Enjoy 0% interest on installment purchases

Having second thoughts about your dream purchases? Buy it with confidence with Metrobank Rewards Plus Visa’s installment plans. Use your credit card to divide your monthly payments up to 24 months with 0% interest. Plus, you can also avail of this for your tuition and hospital bills.

Value-added services available for your daily needs

Metrobank Rewards Plus Visa goes beyond the usual credit card use and offers more value-added services. Here are some of the most used features:

  • Bills2Pay - automated bills payment feature
  • Cash2Go - cash advance feature with flexible installment payment
  • Cash Rush - instant cash when you need it via ATM
  • M Connect - automated voice, text, and email payment verification service


Fixed categories for the 2x reward points

Earning twice the reward points is an attractive benefit but the Metrobank Rewards Plus Visa only covers the following categories: gadget, telco, delivery, and online purchases. Why? Because they’re spot on—they cover daily spend and high ticket items, both considered high point earners.

Why settle for 2x reward points when you can have 3x points instead? Pay for your hotel, airline, and foreign currency spend using the Metrobank Travel Platinum Visa to get 3x more reward points.

Not many features aside from the reward points

Rewards seem to be Metrobank Rewards Plus Visa’s sole focus. It’s expected to be as suggested by the name and for a good reason: the reward point benefits are impressive. Let’s not forget that it also has 0% installment up to 24 months and contactless payment features.

If you prefer a little bit of everything, the Metrobank Toyota Mastercard might be what you’re looking for. It’s a co-branded card with cashback, discounts, and accelerated points.

Is Metrobank Rewards Plus Visa the Right Card for You?

If you want to experience premium rewards and services, the Metrobank Rewards Plus Visa is the right choice. If you’re looking for something else, check out the credit card selection below:

  • Citi Prestige Card. Are 2x reward points not enough? Then enjoy five times the reward points when you shop and dine with this credit card! Plus, you and four travel companions can get unlimited access to over 800 VIP airport lounges worldwide.
  • RCBC Bankard Flex Gold Visa. Have the power to choose the reward you want. With this credit card, you will not only earn 2x reward points but you can redeem the reward from three preferred categories and change it after every billing cycle.
  • Citi Rewards Card. Shopping and dining have never been as rewarding with this credit card’s 3x reward points program. You can collect points faster since you only need to spend ₱30 to earn 1 reward point.


You earn one (1) reward point for every ₱20 spend. Double your points when you use your Metrobank Rewards Plus Visa on electronics, telecommunications, transportation, and online spend.

You can use your point to redeem air miles from Philippine Airlines, Cathay Pacific Airlines, and Singapore Airlines, as well as other exciting offers from their rewards catalog.

Yes! All Metrobank credit cards are embedded with an EMV chip for additional security. Your Metrobank Rewards is also a contactless credit card that lets you pay for everyday purchases worth ₱2,000 and below with just a tap on any contactless-enabled card terminal.

You can avail of the 0% installment program for big ticket items like appliances, gadgets, tuition, travel fare, and even hospital bills. Choose between 3, 6, 9, 12, 18 and 24 monthly installment terms.

Metrobank will take two to three weeks to process your credit card application. You can follow up on your application status by contacting Metrobank via the following hotlines:

  • Customer Service - (02) 8870 0700
  • Domestic Toll Free - 1 800 1888 5775


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