Minimum loan amount P 20,000 | Minimum annual income P 180,000 | Add-on interest 2.49% |
Want to flex your wallet but don’t have enough cash? We gotchu, luv! Apply for a Tonik Flex Loan and have the money to accomplish your goals with a maximum loan amount of ₱250,000 and no hidden fees. Achieve your dreams soon when you apply for a Tonik Flex Loan today!
Age | 23 to 58 years old |
Minimum Annual Income | P180,000 |
Credit Card | Not Required |
Landline Number | Not Required |
Government-issued ID | |
Valid TIN / SSS / GSIS or UMID number | |
Deposit account | ATM and Bank Statement of Account from another bank and a Tonik Savings Account |
Processing fee | % |
Late payment Fee | P500 |
Is this the right product for you?
Checkout the other personal loan listing.
If your budget needs a break from all the stretching it’s been doing to achieve your life goals, call on Tonik to help you out through Flex Loan, the newest all-digital loan product. Flex Loan is perfect for first-timers because it’s loaded with all the good stuff—minimal requirements, easy application via smartphone, and lightning-quick approvals.
You can use your Tonik Flex Loan to work on projects you’ve always wanted to do but didn’t have the funds to get started or plans that have been needing your attention for some time now. Here are some goals that you can work on and flex after getting a Tonik Flex Loan:
Come join us, luv? But first, you need to fit Tonik Flex Loan’s eligibility criteria:
Tonik has an online personal loan calculator that you can use to check which repayment term for your target loan amount will work best for your budget.
Note: The resulting figures of your calculation are just estimates. They’re subject to change. Remember that your actual amortizations will be reflected in the loan disclosure statement.
Loan Amount | 6 months | 9 months | 12 months | 18 months | 24 months |
---|---|---|---|---|---|
₱20,000 | ₱3,630.90/month | ₱2,509.04/month | ₱1,949.64/month | ₱1,393.30/month | ₱1,118.15/month |
₱50,000 | ₱9,077.25/month | ₱6,272.60/month | ₱4,874.11/month | ₱3,483.25/month | ₱2,795.38/month |
₱100,000 | ₱18,154.49month | ₱12,545.20/month | ₱9,748.22/month | ₱6,966.51/month | ₱5,590.77/month |
₱175,000 | ₱31,770.36/month | ₱21,954.09/month | ₱17,059.39/month | ₱12,191.39/month | ₱9,783.84/month |
₱250,000 | ₱45,386.23/month | ₱31,362.99/month | ₱24,370.55/month | ₱17,416.27/month | ₱13,976.92/month |
Yes, luv! Tonik knows your need for speed and the fastest and most convenient way to get your cash is through the Tonik app. You’ll be doing the whole process via the app, from the loan application, to checking your loan status, and finally, receiving your cash through your Tonik account.
Small or huge amounts of cash? It’s a yes to both with loan amounts ranging from ₱20,000 to ₱250,000 for Flex Loan.
Once you’ve sent the required documents and answered Tonik’s call for document verification, just wait 1 banking day before you get approved.
Sorry, kabayan, but for now, Tonik loans are only available to Filipino citizens living in the Philippines.
Most of the fees for Tonik Flex Loan are one-time deductions except if you make a late payment. So be an early bird with your loan repayment if you don't like unnecessary fees.
- Processing fee - one-time deduction of ₱1,000 upon loan disbursement
- Documentary stamp tax (DST) fee - one-time deduction of ₱1.50 per ₱200 of the borrowed amount
- Late payment fee - ₱500
You’ll receive a notification or you can check the app for your loan status.
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