Best Performing Mutual Funds and UITFs

Published: November 25, 2015 | Updated: October 9, 2020 | Posted by: Carlo Miguel Castañeda | Personal Finance


Best performing MFs and UITFs
When it comes to investing, there are plenty of ways to start. An investment you make will help you accumulate wealth, and is the second source of income. To start investing, there is the matter of learning your risk appetite and knowing what you’re getting into.

You can start investing for as low as Php 5,000, and scale up as you learn more about investing and learning more about the way investments generally work. One other thing you’ll want to look out for when you venture into investing is how well your chosen product is performing.

If you’re investing in Mutual Funds and Unit Investment Trust Funds, it’s important to know how well it’s doing, as it filters into how much you make. If you’ve ever wanted to know which ones are doing really well, here’s a look at the best performing MFs and UITFs in 2015.

Mutual Funds

Investing in Mutual Funds is usually recommended for beginners, or for people who are too busy to keep constant track of their investment. These are pooled investments; funds collected here are invested by professional fund managers in various assets. Here are five of the best performing mutual funds this year:

MUTUAL FUNDROI
Philequity Fund-0.81%
Philequity PSE Index Fund3.53%
Philippine Stock Index Fund4.52%
First Metro Save and Learn Equity Fund0.99%
Sun Life Prosperity Philippine Equity Fund1.65%

The top two are both run Philequity Management, Inc, and is largely recognized as one of the most outstanding year-on-year performers. It’s also important to read the fund’s prospectus so you get a better look at how it should work for you.

Read more: Complete Guide to Investing in Mutual Funds in the Philippines

Unit Investment Trust Funds

While UITFs are somewhat similar to Mutual Funds, their main difference is their pricing index, and their availability is strictly regulated by the BSP as they are only available through banks.

UITFROI
BPI Philippine High Dividend Equity Fund16.01%
SB High Dividend Peso Equity Fund15.91%
BPI Equity Value Fund15.45%
Odyssey Tax-Exempt Philippine Equity Fund14.65
CBC Equity Fund13.68%

While the requirement to start a UITF investment is high (Php 10,000 minimum) as opposed to that of a mutual fund (Php 5,000 minimum) – it is considerably easier to invest in UITFs as they are available through most major banks. As above, Security Bank, BPI, and ChinaBank are just three major banks that you can open a UITF investment with.

Read more: Unit Investment Trust Fund: What is UITF and How Do I Invest?

Final Thoughts

Remember that the best way for your investments to earn money is to keep it locked in for longer than a year. As financial adviser, Fitz Villafuerte has said: “These are instruments where you will put your money and NOT touch for five years or more.”

Keep your investing goal and your risk appetite in mind if you plan on delving into investing. Your fund manager will help you a lot when you have questions or have doubts about whether or not your chosen product is the best for you.

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