RCBC Travel Credit Cards (2025): 11 Cards Built for Jetsetters

If you're a frequent flyer or a business traveler, you understand the value of travel perks—from lounge access and air miles to travel insurance and concierge services. Fortunately, RCBC offers a wide range of credit cards tailored for jetsetters like you.

In this guide, we’ll explore 11 RCBC credit cards designed with travelers in mind, helping you compare the best options based on rewards, features, and overall value.

👉 Compare RCBC credit cards on Moneymax

Why Choose an RCBC Travel Credit Card?

RCBC credit cards stand out with a strong mix of airline rewards, global acceptance, and practical travel benefits. Whether you're booking flights, shopping overseas, or accessing exclusive lounges, these cards make travel more rewarding—and convenient.

Key Travel Benefits of RCBC Credit Cards:

• Air Miles – Convert your RCBC Rewards Points to Mabuhay Miles, KrisFlyer, Asia Miles, and more

• Lounge Access – Enjoy airport lounge privileges at selected international and local terminals

• Travel Insurance – Get coverage for accidents, delays, and lost baggage

• 0% Installment Options – Split your flight tickets and big travel expenses with ease

Related: How to Apply for a Credit Card Online

11 RCBC Travel Credit Cards Worth Checking Out

Here’s a breakdown of RCBC’s top travel credit cards and what makes each one stand out:

1. RCBC Visa Infinite

• Annual Fee: ₱6,000

• Best For: High-spending business travelers

• Top Perks: Unlimited airport lounge access, 24/7 concierge service, comprehensive travel insurance, and fast air miles conversion

2. RCBC World Mastercard

• Annual Fee: ₱3,600

• Best For: Frequent international travelers

• Top Perks: Lounge access, travel accident insurance, flexible installment plans, and dining/travel rewards

3. RCBC Black Platinum Mastercard

• Annual Fee: ₱3,000

• Best For: Premium leisure travelers

• Top Perks: Higher points-to-miles conversion rate, travel insurance, and more cashback rewards

4. RCBC Flex Gold Visa

• Annual Fee: ₱1,500 (Free 1st year)

• Best For: Everyday spending with occasional travel

• Top Perks: Choose your rewards category (e.g., travel or dining), enjoy 0% installment for big travel bookings

5. RCBC Flex Visa

• Annual Fee: ₱1,500 (Free 1st year)

• Best For: Beginner travelers or first-time cardholders

• Top Perks: Basic rewards, easy miles conversion, international acceptance

6. RCBC Bankard JCB Platinum

• Annual Fee: ₱3,600

• Best For: Asia-based travelers

• Top Perks: Exclusive access to JCB lounges in Tokyo, Singapore, Hong Kong, and other key cities

7. RCBC Landmark Anson’s Mastercard

• Annual Fee: ₱960

• Best For: Domestic travelers and shoppers

• Top Perks: Bonus rewards on local travel sites and partner merchants, good everyday value

8. RCBC ZALORA Credit Card

• Annual Fee: ₱1,500 (Free 1st year)

• Best For: Online shoppers and fashion-focused travelers

• Top Perks: 6% cashback on Zalora (ideal for buying travel essentials), international security features

9. RCBC AirAsia Credit Card (if available)

• Annual Fee: Varies

• Best For: Budget travelers who frequently fly AirAsia

• Top Perks: Bonus AirAsia points, discounts on flights, priority boarding

10. RCBC Classic Mastercard

• Annual Fee: ₱1,200

• Best For: Casual travelers

• Top Perks: Travel rewards, global acceptance, and entry-level credit building

11. RCBC Gold Mastercard

• Annual Fee: ₱1,500

• Best For: Seasonal flyers

• Top Perks: Reliable travel rewards, installment plans, and moderate perks without the premium fee

Travel Insurance: A Hidden Gem

Did you know many RCBC travel cards offer free travel insurance when you book your flight using the card?

Coverage usually includes:

• Travel accident insurance (up to ₱1 million)

• Lost or delayed luggage protection

• Flight delay and cancellation coverage

Always check your specific card’s terms and submit any necessary documents when filing claims.

Miles and Rewards Conversion

All RCBC travel cards earn RCBC Rewards Points which you can convert into airline miles. Here’s an example conversion:

32 RCBC Rewards Points = 1 Mabuhay Mile / KrisFlyer / Asia Mile (conversion rates may vary)

You can easily convert via the RCBC Digital App.

Tip: Use your card for hotel bookings, flight tickets, and travel insurance premiums to maximize points. Always pair it with your preferred frequent flyer program.

Learn more about RCBC Rewards here

How to Choose the Best RCBC Travel Card for You

Here’s a quick guide depending on your lifestyle:

Always compare based on income requirement, annual fee, and travel benefits.

Compare RCBC credit cards now on Moneymax.

Application Requirements

To apply for an RCBC travel credit card, prepare:

• ✅ Valid government ID (e.g., Passport or Driver’s License)

• ✅ Proof of income (Payslip, ITR, COE)

• ✅ Monthly salary requirement: ₱15,000 – ₱50,000 (varies by card)

• ✅ Clean credit record

Related: How to Get Approved for Your First Credit Card

Final Thoughts: Travel Smarter with RCBC Credit Cards

Whether you're jetting off for business or leisure, RCBC travel credit cards offer perks that help you save and travel in style. From air miles and lounge access to travel insurance, there's a card to suit every kind of Filipino traveler.

✅ Use your card responsibly:

• Always pay in full to avoid interest

• Monitor your points and promos

• Maximize miles conversions and partner offers

Ready to take off? 👉 Compare RCBC travel credit cards and apply online

References

• RCBC Credit Card Rewards
• Visa Travel Benefits – Philippines
• Investopedia – Best Travel Credit Cards