unionbank platinum mastercard

UnionBank Platinum Mastercard

Minimum Annual Income


(P50,000 Monthly)

Interest Rate


Annual Fee


Product Summary

unionbank platinum mastercard

UnionBank Platinum Mastercard

If you’re looking to get more out of your shopping experience, apply for a UnionBank Platinum Mastercard. Earn 1% cash back on all spending categories so you can save anytime, anywhere. Find more exclusive perks when you apply today!
  • Earn 1% cash back on all spending categories
  • Free lounge access at NAIA Terminals 1 and 3
  • Free life insurance coverage up to ₱400,000
  • Accepted at over 30 million establishments worldwide
  • Ideal for: cardholders with huge monthly expenses
Existing Credit CardRequired
Landline numberRequired
Age18 to 70 years old
Minimum Annual IncomeP600,000
Annual FeeP3,000 / year
Annual Fee WaiverNo
Monthly Effective Interest Rate2%
Cash Advance Monthly Effective Interest Rate1.96%
Cash Advance Fee P200 / %

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No need to memorize specific spend categories because you will earn 1% cash back on all types of purchases. So swipe away!

You have to use the UnionBank Mobile app to redeem your cash back. Note that your rebates don’t expire so you can redeem anytime, anywhere.

You can use the cash back calculator on the UnionBank Mobile app. You can also use the online cash back calculator from the UnionBank website.

The sky's the limit! There is no cap to how much cash back you can earn and redeem.

Just present your active UnionBank Platinum Mastercard at Club Manila Lounge, NAIA Terminal 1 and at Skyview Lounge, NAIA Terminal 3.

Search for @TalktoRafa on Facebook Messenger and type “What is my card application status?” Wait for your application status to appear.


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