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UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

If you’re looking to get more out of your shopping experience, apply for a UnionBank Platinum Mastercard. Earn 1% cash back on all spending categories so you can save anytime, anywhere. Find more exclusive perks when you apply today!
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Highlights

Annual Fee
₱ 3,000  per year
Cash Back - Base Rate
1  %
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Min. Annual Income
₱ 600,000
Offer Available
Apple Airpods 2
Win an iPhone 15 Pro Max + FREE welcome gift!
Apple Airpods 2

+ 2 other gift options

Apply for select UnionBank credit card via Moneymax, get approved in as fast as 5 minutes, and meet the spend requirement to get your chosen welcome gift! Plus, earn 1 raffle entry for a chance to win a brand new iPhone 15 Pro Max when you get approved!

Disclaimer:

  • Moneymax iPhone 15 Pro Max Promo: Promo runs until March 31, 2024. Per DTI Fair Trade Permit No. FTEB-187446. Series of 2024. Full terms and conditions here.
  • Moneymax Welcome Gift Promo: Promo runs until March 31, 2024. Per DTI Fair Trade Permit No. FTEB-187582. Series of 2024. Full terms and conditions here.

Things to consider

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No-brainer rebate

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Overseas rebate

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Airport lounge

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High income requirement

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Benefits

Cashback

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Cash Back - Base Rate
1  %
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Additional Benefits

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Airport Lounge Access
Free lounge access
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Life insurance coverage
₱ 400,000
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Quick Facts

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Earn 1% cash back on all spending categories.

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Free lounge access at NAIA Terminals 1 and 3.

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Free life insurance coverage up to ₱400,000.

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Accepted at over 30 million establishments worldwide.

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Ideal for: cardholders with huge monthly expenses.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 600,000
Landline Required
Not required
Cash Advance Monthly Effective Interest Rate
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Platinum Mastercard UnionBank Platinum Mastercard