UnionBank Platinum Mastercard

UnionBank Platinum Mastercard

If you’re looking to get more out of your shopping experience, apply for a UnionBank Platinum Mastercard. Earn 1% cash back on all spending categories so you can save anytime, anywhere. Find more exclusive perks when you apply today!
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 3,000  per year
Cash Back - Base Rate
1  %
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Min. Annual Income
₱ 600,000
3 Offers Available
Apple AirPods 4
Moneymax Latest Promo
Apple AirPods 4

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

JBL Flip 7
Moneymax Latest Promo
JBL Flip 7

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Huawei Watch Fit 4
Moneymax Latest Promo
Huawei Watch Fit 4

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Marshall Major V Headphones
Moneymax Latest Promo
Marshall Major V Headphones

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Nespresso Essenza Mini
Moneymax Latest Promo
Nespresso Essenza Mini

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

₱5,000 eGift
Moneymax Latest Promo
₱5,000 eGift

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Apple AirPods 4
Moneymax Latest Promo
Apple AirPods 4

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

JBL Flip 7
Moneymax Latest Promo
JBL Flip 7

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Huawei Watch Fit 4
Moneymax Latest Promo
Huawei Watch Fit 4

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Marshall Major V Headphones
Moneymax Latest Promo
Marshall Major V Headphones

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Nespresso Essenza Mini
Moneymax Latest Promo
Nespresso Essenza Mini

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

₱5,000 eGift
Moneymax Latest Promo
₱5,000 eGift

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Apple AirPods 4
No Minimum Spend Required!
Apple AirPods 4

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

JBL Flip 7
No Minimum Spend Required!
JBL Flip 7

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Huawei Watch Fit 4
No Minimum Spend Required!
Huawei Watch Fit 4

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Marshall Major V Headphones
No Minimum Spend Required!
Marshall Major V Headphones

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Nespresso Essenza Mini
No Minimum Spend Required!
Nespresso Essenza Mini

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱5,000 eGift
No Minimum Spend Required!
₱5,000 eGift

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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No-brainer rebate

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Overseas rebate

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Airport lounge

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High income requirement

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Benefits

Cashback

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Cash Back - Base Rate
1  %
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Additional Benefits

airlines
Airport Lounge Access
Free lounge access
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Life insurance coverage
₱ 400,000
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Quick Facts

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Earn 1% cash back on all spending categories.

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Free lounge access at NAIA Terminals 1 and 3.

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Accepted at over 30 million establishments worldwide.

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Ideal for: cardholders with huge monthly expenses.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 600,000
Landline Required
Not required
Cash Advance Monthly Effective Interest Rate
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Platinum Mastercard UnionBank Platinum Mastercard

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