UnionBank Platinum Mastercard
| Minimum Annual Income P600,000 (P50,000 Monthly) | Interest Rate 2% | Annual Fee P3,000 |
Product Summary
UnionBank Platinum Mastercard
- Earn 1% cash back on all spending categories
- Free lounge access at NAIA Terminals 1 and 3
- Free life insurance coverage up to ₱400,000
- Accepted at over 30 million establishments worldwide
- Ideal for: cardholders with huge monthly expenses
| Existing Credit Card | Not Required |
| Landline number | Not Required |
| Age | 18 to 70 years old |
| Minimum Annual Income | P600,000 |
| Government-issued ID | |
| Valid TIN / SSS / GSIS or UMID number | |
| Signed Certificate of Employment | |
| Proof of income |
| Government-issued ID | |
| Valid TIN / SSS / GSIS or UMID number | |
| Audited Financial Statements | |
| Business registration/permits |
| Annual Fee | P3,000 / year |
| Annual Fee Waiver | No |
| Monthly Effective Interest Rate | 2% |
| Cash Advance Monthly Effective Interest Rate | 1.96% |
| Cash Advance Fee | P200 / % |
Is this the right product for you?
Checkout the other credit card listings
Why Choose UnionBank Platinum Mastercard?
Enjoy getting cash back on all your credit card purchases? Then you’ll want to get your hands on the UnionBank Platinum Mastercard. Find out more in this short review.
Earn 1% cash back anywhere in the world
Spending and saving don’t usually go hand in hand but with the UnionBank Platinum Mastercard, you can do both! Get 1% cash back when you use your credit card on all purchases. There’s no limit to how much you can earn and no expiration date on your cash back.
Save every time you use your credit card
Take your savings wherever you go because the UnionBank Platinum Mastercard is accepted in over 30 million establishments and ATMs worldwide. You get to use your credit card and receive 1% cash back here and abroad.
Enjoy free airport lounge access at NAIA Terminals 1 and 3
Look forward to a comfortable airport experience on your next flight abroad with the UnionBank Platinum Mastercard’s free lounge access at NAIA Terminals 1 and 3. Relax and enjoy Club Manila Lounge’s and Pacific Lounge’s amenities and services.
Check your savings with the Mastercard Cashback Calculator
Know your savings upfront with UnionBank’s Mastercard Cashback Calculator. It shows how much you’ll save in different categories such as groceries, shopping, and dining, among others. You can simultaneously check your cash rebate on multiple categories to view your overall earnings.
Is UnionBank Platinum Mastercard the Right Card for You?
If you want cash rebates on all of your purchases anywhere in the globe, the UnionBank Platinum Mastercard is the right credit card for you. Want other benefits? Try these instead:
- HSBC Gold Visa Cash Back. Another cash back credit card packed with more savings in every swipe. Enjoy these cash back rates: 5% on dining transactions, 3% when you fuel up at participating Caltex stations, and 0.5% on all other purchases.
- BPI Amore Cashback Card. Get some love back when you use this credit card to shop and pay for your essentials. For every local spend of ₱1,000, earn 4% cash back on your groceries and 1% cash back on drugstore purchases and bills payment.
- Citi Cash Back Card. This credit card has several cash rebate features that allow you to save as much as ₱15,000 every year. Earn up to 6% cash back on groceries and up to 2% on your Meralco bills when you pay through Citibank Online.
FAQ
No need to memorize specific spend categories because you will earn 1% cash back on all types of purchases. So swipe away!
You have to use the UnionBank Mobile app to redeem your cash back. Note that your rebates don’t expire so you can redeem anytime, anywhere.
You can use the cash back calculator on the UnionBank Mobile app. You can also use the online cash back calculator from the UnionBank website.
The sky's the limit! There is no cap to how much cash back you can earn and redeem.
Just present your active UnionBank Platinum Mastercard at Club Manila Lounge, NAIA Terminal 1 and at Skyview Lounge, NAIA Terminal 3.
Search for @TalktoRafa on Facebook Messenger and type “What is my card application status?” Wait for your application status to appear.
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