Why Choose UnionBank Lazada Credit Card?
Online shopping is life, but is the UnionBank Lazada Credit Card the perfect online shopping partner? Find out in this short review of UnionBank’s ultimate online shopping card.
6x Lazada Credits for Every ₱200 Lazada Spend
If you’re a frequent Lazada shopper, then you’ll enjoy the UnionBank Lazada Credit Card’s reward system. Because for every ₱200 spent on the app, you earn 6x Lazada Credits. Don’t worry, you’ll still earn ₱1 for every ₱200 spent anywhere outside the Lazada app.
Free ₱5,000 Lazada Credits for New Cardholders
And if the generous reward system wasn’t enough, how about free ₱5,000 Lazada Credits right off the bat? The moment you receive your UnionBank Lazada Credit Card, spend a total of ₱40,000 to receive your free ₱5,000 credits straight to your Lazada Wallet.
Free Lazada Vouchers All Year Round
Who doesn’t love vouchers? With the UnionBank Lazada Credit Card, you won’t need to hunt for vouchers anymore. Enjoy ₱500 discount vouchers for five Lazada Mega Sales all year round when you meet the minimum spend of ₱4,000. Plus, get free ₱50 free shipping vouchers every month for a minimum purchase of ₱2,500.
Enjoy Exclusive Perks from Lazada
You can’t have a Lazada credit card without scoring exclusive perks. Get access to exclusive discounts and flash deals from select Lazada merchants. Now that’s another great incentive to get the UnionBank Lazada Credit Card!
Free Online Virtual Card
Because you’ll probably just use it to shop online, the UnionBank Lazada Credit Card also comes with a virtual card. Now there’s no need to wait for your physical card to arrive. Just open the UnionBank Online app to access your virtual card and shop away!
Higher spending required for Non-Lazada purchases
When using the UnionBank Lazada Credit Card for purchases outside of Lazada, you’ll only earn 1 Lazada Credit for the same spend. On the other hand, only a couple of banks offer 6x accelerated points or credits, making this perk such a sweet deal.
Want to earn accelerated points wherever you shop? Try the Citibank Rewards Card with its 3x non-expiring points when you shop and dine!
Promos and privileges are limited to Lazada
The UnionBank Lazada Credit Card has great discounts and exclusive access to Lazada Sales. The same can’t be said when shopping outside of Lazada as discounts and offers are limited to the app. It’s a good thing almost all the products in physical shops and other online stores are in Lazada—you’ll be able to use the vouchers and save more!
If you want to use your card anywhere and save every time, get a UnionBank Gold Mastercard and earn 1% cash back on every spend.
Is UnionBank Lazada Credit Card the Right Card for You?
If Lazada shopping is part of your daily routine, there’s no need to argue: the UnionBank Lazada Credit Card is perfect for you. But if you’re looking for better shopping credit cards outside Lazada, check out the following credit cards:
- HSBC Red Mastercard. This versatile credit card from HSBC earns you 4x bonus points on shopping, dining, online, and overseas spend. No need to be tied down to a shopping app.
- RCBC Zalora Credit Card. If you always shop at Zalora or other online stores, this is the perfect fashion and lifestyle card for you. Earn up to 6% cash back on your Zalora spend and up to 2% cash back on other online spend
- Metrobank ON Virtual Mastercard. Protect yourself from online shopping mishaps with this virtual credit card. Shop more with its E-Commerce Protection that insures your purchases and earns you 1 reward point for every ₱20 spend.