Minimum Annual Income
|Existing Credit Card||Not Required|
|Age||18 to 70 years old|
|Minimum Annual Income||P360,000|
|Valid TIN / SSS / GSIS or UMID number|
|Signed Certificate of Employment|
|Proof of income|
|Valid TIN / SSS / GSIS or UMID number|
|Audited Financial Statements|
|Annual Fee||P3,000 / year|
|Annual Fee Waiver||Yes|
|Monthly Effective Interest Rate||3%|
|Cash Advance Monthly Effective Interest Rate||2.91%|
|Cash Advance Fee||P200 / %|
Is this the right product for you?
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Online shopping is life, but is the UnionBank Lazada Credit Card the perfect online shopping partner? Find out in this short review of UnionBank’s ultimate online shopping card.
If you’re a frequent Lazada shopper, then you’ll enjoy the UnionBank Lazada Credit Card’s reward system. Because for every ₱200 spent on the app, you earn 6x Lazada Credits. Don’t worry, you’ll still earn ₱1 for every ₱200 spent anywhere outside the Lazada app.
And if the generous reward system wasn’t enough, how about free ₱5,000 Lazada Credits right off the bat? The moment you receive your UnionBank Lazada Credit Card, spend a total of ₱40,000 to receive your free ₱5,000 credits straight to your Lazada Wallet.
Who doesn’t love vouchers? With the UnionBank Lazada Credit Card, you won’t need to hunt for vouchers anymore. Enjoy ₱500 discount vouchers for five Lazada Mega Sales all year round when you meet the minimum spend of ₱4,000. Plus, get free ₱50 free shipping vouchers every month for a minimum purchase of ₱2,500.
You can’t have a Lazada credit card without scoring exclusive perks. Get access to exclusive discounts and flash deals from select Lazada merchants. Now that’s another great incentive to get the UnionBank Lazada Credit Card!
Because you’ll probably just use it to shop online, the UnionBank Lazada Credit Card also comes with a virtual card. Now there’s no need to wait for your physical card to arrive. Just open the UnionBank Online app to access your virtual card and shop away!
When using the UnionBank Lazada Credit Card for purchases outside of Lazada, you’ll only earn 1 Lazada Credit for the same spend. On the other hand, only a couple of banks offer 6x accelerated points or credits, making this perk such a sweet deal.
Want to earn accelerated points wherever you shop? Try the Citibank Rewards Card with its 3x non-expiring points when you shop and dine!
The UnionBank Lazada Credit Card has great discounts and exclusive access to Lazada Sales. The same can’t be said when shopping outside of Lazada as discounts and offers are limited to the app. It’s a good thing almost all the products in physical shops and other online stores are in Lazada—you’ll be able to use the vouchers and save more!
If you want to use your card anywhere and save every time, get a UnionBank Gold Mastercard and earn 1% cash back on every spend.
If Lazada shopping is part of your daily routine, there’s no need to argue: the UnionBank Lazada Credit Card is perfect for you. But if you’re looking for better shopping credit cards outside Lazada, check out the following credit cards:
Use your UnionBank Lazada Credit Card to pay for your Lazada orders and get six (6) Lazada Credits for every ₱200 spent on the app. You will also earn one (1) Lazada Credit for every ₱200 spent on all other purchases and transactions.
Your UnionBank Lazada Credit Card gives you access to these exclusive Lazada perks:
- Free ₱50 monthly shipping vouchers when you spend of ₱2,500
- Free ₱500 discount vouchers for five Lazada Mega Sales all-year round when you spend ₱4,000
- Exclusive discounts from select Lazada merchants
- First-hand access to the biggest Lazada Sales
The UnionBank Lazada Credit Card has a waived annual fee for the first year. Plus, you will instantly receive ₱5,000 Lazada Credits with your newly approved credit card when you meet a minimum retail spend of ₱40,000 within 60 calendar days of card approval. Awesomesauce!
Once your application is approved, you don’t have to wait for the physical card. You can instead access your credit card through the UnionBank online app and start shopping.
Search @TalktoRafa on Facebook Messenger and message, “What is my card application status?” From there you will receive an update on your UnionBank credit card application status.
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