Minimum Annual Income P180,000 (P15,000 Monthly) | Interest Rate 3% | Annual Fee P2,500 |
Existing Credit Card | Not Required |
Landline number | Required |
Age | 18 to 70 years old |
Minimum Annual Income | P180,000 |
Government-issued ID | |
Valid TIN / SSS / GSIS or UMID number | |
Signed Certificate of Employment | |
Proof of income | ITR, BIR Form 2316, Proof of pension, latest 3 months payslip, or latest 3 months Bank SOA from another bank |
Annual Fee | P2,500 / year |
Annual Fee Waiver | No |
Monthly Effective Interest Rate | 3% |
Cash Advance Monthly Effective Interest Rate | 2.91% |
Cash Advance Fee | P200 / % |
Is this the right product for you?
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Rewards make the world go round for credit cardholders. But should you be shopping around with the UnionBank Gold Visa? Find out in this short review of UnionBank’s gold card.
Owning the UnionBank Gold Visa can also be rewarding, thanks to its generous reward system. Every ₱35 spent using your credit card will earn you one (1) non-expiring reward point. Manage and redeem your rewards in just a few taps with the UnionBank Online app.
Need to make a big purchase but don’t want to spend a whole lot? Don’t pay the full price upfront. Instead, use your UnionBank Gold Visa to divide your payments into convenient monthly installments with 0% interest. Now you can save your budget for other needs!
Another great thing about owning a UnionBank credit card is the free life insurance coverage that protects you financially up to ₱400,000. Plus, your UnionBank insurance will cover your monthly credit card bills in the event you become temporarily disabled.
If you’re looking for a rewarding credit card experience, the UnionBank Gold Visa should top your list. But if you’re looking for more credit card rewards, check out these alternatives:
Simple! You will earn 1 reward point for every ₱35 spend.
You can use your UnionBank rewards points to redeem any of the following:
- Travel Rewards: PAL Mabuhay Miles, Petron Value Card, Cebu Pacific Get Go
- Shopping Gift Certificates: SM, Rustan’s
- SM Movie Passes
- Cash Rebates
UnionBank rewards points don’t expire! You can redeem your points anytime, anywhere.
Use the UnionBank Online mobile app to manage your rewards points, credit card balance, and other details related to your UnionBank Gold Visa Card.
Just present your UnionBank Gold Card at Marhaba Lounge, located at NAIA Terminals 1 and 3.
You can track your credit card status by messaging “What is my card application status?” to @TalktoRafa on Facebook Messenger.
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