unionbank gold visa

UnionBank Gold Visa

Minimum Annual Income


(P30,000 Monthly)

Interest Rate


Annual Fee


Product Summary

unionbank gold visa

UnionBank Gold Visa

Get a UnionBank Gold Visa credit card and upgrade your shopping experience. Earn one reward point for every ₱35 spend and redeem travel rewards and gift certificates. Plus, get pre-departure lounge access when you travel with this card.
  • Non-expiring points: use your points anytime, anywhere
  • Enjoy free pre-departure lounge
  • Enjoy 0% interest installment payment plans
  • Contactless transactions with Visa payWave
  • Free life insurance coverage up to ₱400,000
  • Ideal for: cardholders who frequently shop and travel
Existing Credit Card Not Required
Landline number Required
Age 18 to 70 years old
Minimum Annual Income P360,000
Annual Fee P2,500 / year
Annual Fee Waiver No
Monthly Effective Interest Rate 2%
Cash Advance Monthly Effective Interest Rate 2%
Cash Advance Fee P200 / %

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Simple! You will earn one rewards point for every ₱35 spend.

You can use your UnionBank rewards points to redeem any of the following:
  • Travel Rewards: Mabuhay Miles, GetGo Points, Asia Travel eVouchers
  • Shopping Gift Certificates: SM, Ayala Malls, Rustan’s
  • SM Movie Passes: Regular, Director’s Club, IMAX Theatre
  • Cash Rebates and Annual Fee Waiver

UnionBank rewards points don’t expire! You can redeem your points anytime, anywhere.

Use the UnionBank Online mobile app to manage your rewards points, credit card balance, and other details related to your UnionBank Gold Visa Card.

Just present your UnionBank Gold Card at Club Manila Lounge, located at NAIA Terminal 1.

You can track your credit card status by messaging “What is my card application status?” to @TalktoRafa on Facebook Messenger.


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