Minimum Annual Income P360,000 (P30,000 Monthly) | Interest Rate 3% | Annual Fee P2,500 |
Existing Credit Card | Not Required |
Landline number | Required |
Age | 18 to 70 years old |
Minimum Annual Income | P360,000 |
Government-issued ID | |
Valid TIN / SSS / GSIS or UMID number | |
Signed Certificate of Employment | |
Proof of income |
Government-issued ID | |
Valid TIN / SSS / GSIS or UMID number | |
Audited Financial Statements | |
Business registration/permits |
Annual Fee | P2,500 / year |
Annual Fee Waiver | No |
Monthly Effective Interest Rate | 3% |
Cash Advance Monthly Effective Interest Rate | 2.91% |
Cash Advance Fee | P200 / % |
Is this the right product for you?
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Love rebates? Then you’ll love owning a credit card. But is the UnionBank Gold Mastercard the perfect credit card for you? Find out in this short review of UnionBank’s golden credit card.
The UnionBank Gold Mastercard earns you 1% cash back on all purchases. No need to memorize confusing spend categories—just swipe and save! Plus, there’s no limit on how much rebate you can earn with your credit card. So just enjoy swiping and saving!
Got any big-ticket purchases to make? Instead of paying in full upfront, why not divide your payments into monthly installments? Using your UnionBank Gold Mastercard, you can enjoy installment payment plans without worrying about extra interest charges.
Every UnionBank credit card comes with free life insurance coverage up to ₱400,000. Aside from the financial security, UnionBank’s insurance coverage will also cover your monthly credit card payments in the event you become temporarily disabled.
If you love receiving rebates every time you spend, then the UnionBank Gold Mastercard is a no-brainer for you. But if you’re looking for more rebates, then here are some alternatives for you:
All you have to do is use your UnionBank Gold Mastercard in every purchase and you’ll instantly earn 1% cashback for every transaction.
No! There’s no cap for how much rebate you can own. Plus, your rebates will never expire.
Message “What is my card application status?” to @TalktoRafa on Facebook Messenger and follow the on-screen instructions from there.
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