Why Choose UnionBank Gold Mastercard?
Love rebates? Then you’ll love owning a credit card. But is the UnionBank Gold Mastercard the perfect credit card for you? Find out in this short review of UnionBank’s golden credit card.
Earn 1% cash back on every spend category
The UnionBank Gold Mastercard earns you 1% cash back on all purchases. No need to memorize confusing spend categories—just swipe and save! Plus, there’s no limit on how much rebate you can earn with your credit card. So just enjoy swiping and saving!
Earn 1 reward point for every ₱35 spend
Aside from rebates, the UnionBank Gold Mastercard also earns you one (1) reward point for every ₱35 spent. What’s more, your points are non-expiring! Use your reward points to redeem rewards from UnionBank’s partner merchants via the UnionBank Online app.
Enjoy 0% interest installment payment plans
Got any big-ticket purchases to make? Instead of paying full upfront, why not divide your payments into monthly installments? Using your UnionBank Gold Mastercard, you can enjoy installment payment plans without worrying about extra interest charges.
Free life insurance coverage up to ₱400,000
Every UnionBank credit card comes with free life insurance coverage up to ₱400,000. Aside from the financial security, UnionBank’s insurance coverage will also cover your monthly credit card payments in the event you become temporarily disabled.
Is UnionBank Gold Mastercard the Right Card for You?
If you love receiving rebates every time you spend, then the UnionBank Gold Mastercard is a no-brainer for you. But if you’re looking for more rebates, then here are some alternatives for you:
- Citi Cash Back Card. If the 1% rebate seems a bit lacking to you, then you’ll love this credit card. Earn up to 6% rebate on supermarket spend and up to 2% rebate on monthly bills.
- HSBC Gold Visa Cash Back. This card is perfect if you love dining out with your loved ones. It earns you a 5% rebate on all dining spend and a 3% rebate on Caltex fuel spend.
- AUB Gold Mastercard. While this card doesn’t offer any rebates, you might want a golden credit card that comes with no annual fees for life. That also counts as savings, right?