UnionBank Cebu Pacific Platinum

If travel is your name, then this credit card should be your game. Get the UnionBank Cebu Pacific Platinum Card and enjoy premium travel perks with every swipe from Cebu Pacific.

Minimum Annual Income

P600,000

(P50,000 Monthly)

Interest Rate

Annual Fee

P5,000

Apply Now

Product Summary

UnionBank Cebu Pacific Platinum

A good credit card should keep up with your fast-paced travel lifestyle. Get yourself the UnionBank Cebu Pacific Platinum Credit Card and make every trip a breeze. Earn reward points and enjoy premium travel perks with this co-branded travel credit card.

Earn 1 Go Rewards point for every ₱200 spend
Earn 1 Go Rewards point for every ₱100 spend at Cebu Pacific
Free unlimited access to Marhaba Lounge at NAIA Terminals 1 and 3
Free travel insurance and other premium travel perks
Early alerts to upcoming Cebu Pacific seat sales
Ideal for: frequent leisure or business travelers

Existing Credit Card	Not Required
Landline number	Required
Age	21 to 70 years old
Minimum Annual Income	P600,000

Regular Employee

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income

Self-Employed

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits

Annual Fee	P5,000 / year
Annual Fee Waiver	No
Monthly Effective Interest Rate	3%
Cash Advance Monthly Effective Interest Rate	2.91%
Cash Advance Fee	P200 / %

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Why Choose UnionBank Cebu Pacific Platinum Credit Card?

Frequent Cebu Pacific flyers will enjoy owning the UnionBank Cebu Pacific Platinum since every purchase you make with Cebu Pacific earns you more Go Rewards Points. Find out more in this short review.

Earn Go Rewards in different ways

The UnionBank Cebu Pacific Platinum offers different rewards for every cardholders’ needs. Every ₱100 Cebu Pacific spend earns you 1 Go Rewards Point while all other purchases earn you 1 Go Rewards Point for every ₱200 spend. Time to earn those points!

Use your Go Rewards Points as cash

Don’t you wish your reward points can be used as cash? Your wish is granted with the UnionBank Cebu Pacific Platinum since 1 Go Rewards Point is equal to ₱1. Use your points on your next purchase with Cebu Pacific or at over 2,000 partner merchants.

Get exclusive access to Cebu Pacific sale events

No need to stay up late to score cheap seats from Cebu Pacific. The UnionBank Cebu Pacific Platinum gives you exclusive access to Cebu Pacific seat sales and other sale events. In addition, it also lets you in on special Go Rewards sales.

Enjoy free lounge access at Pacific Lounge in NAIA 3

Want more freebies and travel perks? Here’s another one: free airport lounge access! Get comfy and enjoy the food and drinks at NAIA 3's Pacific Lounge. You can also get 20% off on your travel companion’s lounge pass when you use your credit card as payment.

Is UnionBank Cebu Pacific Platinum the Right Card for You?

If you love easy-to-earn reward points, travel perks, and anything Cebu Pacific, then apply for this credit card now. If you want other benefits, check the credit cards below:

UnionBank Miles+ Platinum Visa. Travel worry-free with this credit card’s free travel insurance of up to ₱1 million. You’ll also get more reward points when you use your credit card for your travel spending because every ₱25 spend earns you 1.5 reward points.

HSBC Red Mastercard. Rake in more points when you shop abroad with this credit card’s 4x reward points on overseas purchases. This accelerated reward points extend to shopping, online, and dining transactions.

AUB Gold Mastercard. Got a Mabuhay Miles account? You can link it to this credit card to earn Mabuhay Miles whenever you earn reward points. You only need 8.5 reward points to earn 1 Mabuhay Mile!

FAQ

Your UnionBank Cebu Pacific Platinum Credit Card earns one (1) Go reward point for every ₱200 spend, regardless of spending category, and every ₱100 spend at Cebu Pacific.

To redeem your Go rewards and keep track of your reward points, download the UnionBank Online app.

No need to worry because your UnionBank Go points will never expire, as long as you’re in a good credit standing.

Lots of exciting perks for travelers! Here are the main highlights:
Priority check-in and free 5kg baggage allowance
Free access to airport lounges here and abroad
Free travel insurance for every local and overseas trip
Exclusive Cebu Pacific seat sales for cardholders
Early alerts for upcoming Cebu Pacific seat sales

To check your UnionBank credit card application status, message @TalktoRafa on Facebook Messenger and ask, “What is my card application status?” You’ll get an update from there.