UnionBank Cebu Pacific Gold
| Minimum Annual Income P360,000 (P30,000 Monthly) | Interest Rate 3% | Annual Fee P3,000 |
Product Summary
UnionBank Cebu Pacific Gold
Explore the world and satisfy your wanderlust with a UnionBank Cebu Pacific Gold credit card. Earn 1 Go reward point for every ₱200 spend and redeem your points for free travel vouchers from Cebu Pacific. Plus, get exclusive seat sale deals and more by applying for this credit card!
- Earn 1 Go reward point for every ₱200 spend
- Earn 1 Go reward point for every ₱100 spend at Cebu Pacific
- Exclusive access to Cebu Pacific seat sales
- Free life insurance coverage of up to ₱400,000
- Ideal for: cardholders who frequently fly with Cebu Pacific
| Existing Credit Card | Not Required |
| Landline number | Not Required |
| Age | 18 to 70 years old |
| Minimum Annual Income | P360,000 |
| Government-issued ID | |
| Valid TIN / SSS / GSIS or UMID number | |
| Signed Certificate of Employment | |
| Proof of income |
| Government-issued ID | |
| Valid TIN / SSS / GSIS or UMID number | |
| Audited Financial Statements | |
| Business registration/permits |
| Annual Fee | P3,000 / year |
| Annual Fee Waiver | No |
| Monthly Effective Interest Rate | 3% |
| Cash Advance Monthly Effective Interest Rate | 2.91% |
| Cash Advance Fee | P200 / % |
Is this the right product for you?
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Why Choose UnionBank Cebu Pacific Gold?
We live in a fast-paced world where nothing comes for free. So it’s refreshing to find a credit card that offers a fast way to score free Cebu Pacific flights and other rewards. Find out more about what the UnionBank Cebu Pacific Gold has to offer in this short review.
Earn Go Rewards points at Cebu Pacific and partner merchants
Since the UnionBank Cebu Pacific Gold is a co-branded card, you can earn points when you shop at Cebu Pacific and other UnionBank partner merchants. Receive 1 Go Rewards point for every ₱100 Cebu Pacific spend and every ₱200 spend on all other purchases.
Easily view and redeem your Go Rewards points
No need to go back and forth between UnionBank and Cebu Pacific when it comes to viewing your reward points. Since your points will be automatically credited to your Go Rewards account, you can readily view it in your Go Rewards account and redeem it for free flights!
Manage your account with the UnionBank Online app
Owning a UnionBank Cebu Pacific Gold means you get to use the UnionBank Online app to manage your credit card. The app comes with necessary online banking features such as balance inquiry, fund transfers, and bills payment. You can also schedule a bank visit, set your account goals, and track your spending.
Get early access to Cebu Pacific seat sales
You still get the best of both worlds when it comes to sale events with the UnionBank Cebu Pacific Gold. Enjoy exclusive access and early notifications to Cebu Pacific seat sales and Go Rewards deals. You’ll also get exclusive offers from UnionBank and Visa.
Is UnionBank Cebu Pacific Gold Credit Card the Right Card for You?
If you’re a frequent Cebu Pacific flyer and want to score free flights and good seats, choose the UnionBank Cebu Pacific Gold. If you’re looking for something else, try these credit cards:
- Metrobank Travel Platinum Visa. This credit card urges the traveler in you to visit your dream destination since every ₱17 spend earns you 1 air mile on travel-related spending such as airline, overseas, and hotel expenses.
- HSBC Platinum Visa Rebate. Travel and shop to your heart’s content with money to spare. Earn a 5% rebate when you use your credit card on your online shopping and travel needs.
FAQ
You will earn 1 Go reward point for every ₱200 spend, regardless of spending category. Plus, you also earn 1 Go reward point for every ₱100 spend at Cebu Pacific. The more times you swipe with your card, the more Go reward points you earn!
Download the UnionBank online app to check your points balance and redeem your rewards.
Your Go points will never expire, so keep on earning them to fund your next dream vacation.
No need to compute your Go points for every purchase because your points will be automatically credited to your enrolled number after every billing cycle.
- Exclusive Cebu Pacific seat sales for cardholders
- Early alerts for upcoming Cebu Pacific seat sales
- Exclusive discounts from Cebu Pacific partner establishments
- Exclusive deals from UnionBank partner merchants
Message @TalktoRafa on Facebook Messenger and ask “What is my card application status?” to check your application status.
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