UnionBank Cebu Pacific Gold

UnionBank Cebu Pacific Gold

Explore the world and satisfy your wanderlust with a UnionBank Cebu Pacific Gold credit card. Earn 1 Go reward point for every ₱200 spend and redeem your points for free travel vouchers from Cebu Pacific. Plus, get exclusive seat sale deals and more by applying for this credit card!
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Highlights

Annual Fee
₱ 3,000  per year
Rewards - Base Rate
1  point per ₱200
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Min. Annual Income
₱ 360,000
3 Offers Available
Apple AirPods 4
Moneymax Latest Promo
Apple AirPods 4

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

JBL Flip 7
Moneymax Latest Promo
JBL Flip 7

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Huawei Watch Fit 4
Moneymax Latest Promo
Huawei Watch Fit 4

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Marshall Major V Headphones
Moneymax Latest Promo
Marshall Major V Headphones

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Nespresso Essenza Mini
Moneymax Latest Promo
Nespresso Essenza Mini

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

₱5,000 eGift
Moneymax Latest Promo
₱5,000 eGift

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Apple AirPods 4
Moneymax Latest Promo
Apple AirPods 4

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

JBL Flip 7
Moneymax Latest Promo
JBL Flip 7

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Huawei Watch Fit 4
Moneymax Latest Promo
Huawei Watch Fit 4

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Marshall Major V Headphones
Moneymax Latest Promo
Marshall Major V Headphones

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Nespresso Essenza Mini
Moneymax Latest Promo
Nespresso Essenza Mini

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

₱5,000 eGift
Moneymax Latest Promo
₱5,000 eGift

Enjoy exclusive perks when you apply for a UnionBank Credit Card!

Apple AirPods 4
No Minimum Spend Required!
Apple AirPods 4

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

JBL Flip 7
No Minimum Spend Required!
JBL Flip 7

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Huawei Watch Fit 4
No Minimum Spend Required!
Huawei Watch Fit 4

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Marshall Major V Headphones
No Minimum Spend Required!
Marshall Major V Headphones

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Nespresso Essenza Mini
No Minimum Spend Required!
Nespresso Essenza Mini

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱5,000 eGift
No Minimum Spend Required!
₱5,000 eGift

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Travel points

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Nice card face

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Exclusive discounts

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Benefits

Rewards

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Rewards - Base Rate
1  point per ₱200
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Insurance

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Life insurance coverage
₱ 400,000
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Quick Facts

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Earn 1 Go reward point for every ₱200 spend.

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Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.

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Exclusive access to Cebu Pacific seat sales.

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Free life insurance coverage of up to ₱400,000.

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Ideal for: cardholders who frequently fly with Cebu Pacific.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
No
Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
2.91  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Cebu Pacific Gold UnionBank Cebu Pacific Gold