security bank platinum mastercard

Security Bank Platinum Mastercard

Minimum Annual Income


(P65,000 Monthly)

Interest Rate


Annual Fee


Special Promotions

FREE ₱2.5K eGift, Sony Headphones, or De'Longhi!

Get your welcome gift from Moneymax when you apply for a Security Bank credit card! Promo runs until November 11, 2023. Per DTI Fair Trade No. FTEB-175575. Series of 2023. See full terms and conditions here.

Product Summary

security bank platinum mastercard

Security Bank Platinum Mastercard

Be a VIP with the Security Bank Platinum Rewards Mastercard. Earn 2 reward points for every ₱20 spend and convert them to air miles and other exclusive rewards. Plus, get free travel insurance and purchase protection when you shop at international stores online.

  • Earn 2 reward points for every ₱20 spend
  • Free travel insurance up to ₱10 million
  • Free online purchase protection up to $200
  • Access to 1,000 airport lounges worldwide
  • Ideal for: frequent travelers and international shoppers
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP780,000
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income1 month payslip or ITR
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Deposit accountMust be a Security Bank depositor for at least 1 year
Audited Financial Statements
Business registration/permitsSEC/DTI Registration
Annual Fee P4,000 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Minimum Amount Due P500 / %
Cash Advance Fee P200 / %

Is this the right product for you?

Checkout the other credit card listings

Why Choose Security Bank Platinum Mastercard?

Fulfill your travel dreams with the Security Bank Platinum Mastercard. Get free travel insurance, purchase protection insurance coverage, and other premium travel perks. Find out more in this short review.


Get free travel insurance up to ₱10 million

Face adventure head-on with the Security Bank Platinum Mastercard’s free travel insurance. Pay for your airfare using your credit card and automatically get free travel insurance up to ₱10 million. Wondering if long vacations are covered? It sure is since coverage is up to 30 days!

Get purchase protection insurance up to $200

Crying your heart out because you received a damaged item from your expensive online purchase? Cheer up because your Security Bank Platinum Mastercard covers online shopping items with its purchase protection insurance up to $200. Incomplete and non-delivered items are also part of the coverage.

Enjoy unlimited access to Marhaba Lounge

Look forward to your pre-departure experience with your free access for life to Marhaba Lounge at NAIA Terminals 1 and 3. Just pay for your travel ticket using your Security Bank Platinum Mastercard to enjoy this feature. Travel companions are welcome for only $20 per person.

Experience Mastercard Travel Rewards

Save money on your travel purchases with Mastercard Travel Rewards. Enjoy exclusive automatic cash back deals when you shop at participating merchants in any of the international Mastercard Travel Rewards destinations.


Unlimited airport lounge access is only for local airports

Airport lounges spell luxury, especially in international airports. Although access is limited to two every year to international airport lounges, it’s unlimited to Marhaba Lounge in NAIA Terminals 1 and 3, which means you’ll always have access to luxurious facilities before you leave the country.

Pricey fees for international airport lounges

Excess visits to international airport lounges will cost $32 per person per visit. Sounds a bit costly but you’ll only need to pay once you’ve used up your two free international airport lounge access that refreshes every year.

Is Security Bank Platinum Mastercard the Right Card for You?

The Security Bank Platinum Mastercard suits the constant traveler who needs travel perks and deals. Looking for different travel features? Try these credit cards:

  • CitiPremierMiles Card. Ready, set, travel! Invest in your travel interests by getting a credit card that focuses on air miles as rewards. Every ₱30 spend earns you 1 PremierMile and every 1.6 PremierMile already counts as 1 non-expiring air mile.
  • UnionBank Miles+ Platinum Visa. This is another credit card that prioritizes travel spending. Every ₱25 spend earns you 1.5 reward points for travel-related purchases and 1 point for all other spend.
  • PNB-PAL Mabuhay Miles NOW Mastercard. Get in-demand travel features by simply applying for this credit card! Earn 1,000 Mabuhay Miles as your welcome gift and no annual fees for the first 3 years.


Earn 2 reward points for every ₱20 you spend and use your points to redeem air miles and other exciting rewards like exclusive items and e-gift certificates.

Yes! The primary cardholder is insured up to ₱10 million, the spouse is insured up to ₱5 million, and children are insured up to ₱500,000.

The online purchase protection covers the costs of loss, incomplete, or damaged items when you use your Security Bank to shop online. This gives you peace of mind when shopping online from local and international stores.

SecureCode ensures the safety of your online transactions by verifying every purchase with a One-Time Password (OTP) sent to your mobile.

Report your missing card immediately at (02) 8887-9188 and request for a replacement.


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