Minimum Annual Income P600,000 (P50,000 Monthly) | Interest Rate 2% | Annual Fee Free |
Financial independence is no simple feat. You need a partner that’ll help you fulfill your goals. Find that partner in the Security Bank Next Mastercard with its auto-convert to installment plans and zero annual fees for life.
Existing Credit Card | Not Required |
Landline number | Required |
Age | 21 to 65 years old |
Minimum Annual Income | P600,000 |
Government-issued ID | |
Valid TIN / SSS / GSIS or UMID number | |
Active landline / mobile phone number | |
Signed Certificate of Employment |
Government-issued ID | |
Valid TIN / SSS / GSIS or UMID number | |
Audited Financial Statements | |
Business registration/permits |
Annual Fee | Free |
Monthly Effective Interest Rate | 2% |
Minimum Amount Due | P300 / 5% |
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Achieve financial independence by getting a credit card that makes bills and purchases easier to pay. Reach your goal with the Security Bank Next Mastercard, an installment credit card that auto-converts your single purchases to installments. Find out more in this short review.
The Security Bank Next Mastercard is called an installment credit card for a good reason—it converts your single-receipt purchases worth at least ₱5,000 to installments. This makes high-ticket purchases less daunting with its installment plans payable up to 12 months with only a minimal add-on rate of 1% every month.
The Security Bank Next Mastercard knows bills can get in the way of your financial goals, so they’re slashing off unwanted bills, namely your annual fees. Never see an annual fee billing on your credit card statement since it’s waived for life!
Received a damaged item from your online purchase? Don’t worry, your item is protected with Mastercard E-Commerce Purchase Protection, insurance for items purchased online. It has global coverage and covers up to $200 worth of items. Coverage includes:
For some, the road to financial independence is a team effort. If you want your family to have the same financial goal, enroll up to five family members as your supplementary cardholders. And to make it easy for you and your family, their annual fees are also waived for life!
Make the Security Bank Next Mastercard your next credit card if you frequently use installment plans and want to stretch your budget. Prefer other features? Pick from the credit card options below:
The Security Bank Next Mastercard’s auto-convert feature automatically converts unbilled, single-receipt purchases worth at least ₱5,000 to installments up to 12 months. The following transactions are excluded from the auto-convert benefit:
- Installment amortizations
- Cash advance transactions
- Bills payment
- Money transfers
- Gambling transactions
Since the Security Bank Next Mastercard is a dedicated installment card, it’s not possible to disable this feature once it’s approved.
Unfortunately, you can’t earn reward points or rebates with the Security Bank Next Mastercard due to it being a dedicated installment credit card.
As much as possible, call Security Bank at (02) 8887-9188 from the moment you realize you lost your credit card so you can immediately report the incident and request a replacement.
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