security bank gold mastercard

Security Bank Gold Mastercard

Minimum Annual Income


(P40,000 Monthly)

Interest Rate


Annual Fee


Product Summary

security bank gold mastercard

Security Bank Gold Mastercard

Looking for a more rewarding credit card? Consider applying for the Security Bank Gold Mastercard. Earn 1 point for every ₱20 spend and redeem exciting rewards from their exclusive catalog. Plus, your annual fee will be waived for the first year!

  • Earn one (1) reward point for every ₱20 spend
  • Free annual fee for the first year
  • Secure online shopping with SecureCode
  • Enjoy exclusive rewards and promos all year round
  • Ideal for: reward seekers and frequent online shoppers
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP480,000
Regular Employee
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Active landline / mobile phone number
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Deposit account
Audited Financial Statements
Business registration/permits
Annual Fee P2,500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Minimum Amount Due P500 / 3%

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Why Choose Security Bank Gold Mastercard?

Get a credit card that understands what you want from your rewards. The Security Bank Gold Mastercard has a generous rewards program and a wide array of rewards to choose from. Find out more in this short review.

Enjoy zero annual fees on your first year

Reward yourself from the get-go with perks that will help you save instead of spend. The Security Bank Gold Mastercard takes out the annual fees on your first year as a cardholder. That’s a year’s savings that can serve as an additional budget for your credit card spending.

Earn 1 reward point for every ₱20 spend

Did you know you only have to spend ₱20 to earn 1 reward point with your Security Bank Gold Mastercard? Yes, it’s that easy to earn rewards! Aim for high-point fancy rewards like gadgets, appliances, and air miles since your reward points won't expire anytime soon.

Enroll up to five supplementary cardholders

Is a family member of yours maxing out their credit card often? Keep an eye on them by enrolling them as your supplementary cardholder. Enroll up to five to not only manage their finances but to also share the Security Bank Gold Mastercard’s benefits.

Get exclusive access to NAIA Terminal 1 and 3’s lounges

Have a slice of calm before liftoff with your exclusive access to the Marhaba Lounge at NAIA Terminals 1 and 3. Simply present your Security Bank Gold Rewards Mastercard and pay $17 per visit and $19 for one other travel companion.

Is Security Bank Gold Mastercard the Right Card for You?

The Security Bank Gold Mastercard is an excellent choice if you’re eyeing a credit card with a hefty rewards program and slashed annual fees on the first year. Prefer something else? Here are other credit cards to choose from:

  • Citi Rewards Card. Speed up your reward points collection with this credit card because it earns you 3x more points when you shop and dine. Every ₱30 spend earns you 1 point, and that includes online shopping and food deliveries.
  • UnionBank Gold Visa Card. Travel perks take center stage with this credit card. Every ₱35 spend earns you 1 reward point and a step nearer to converting your points to air miles. Aside from free flights, you also have free unlimited access to NAIA 1 and 3's Marhaba Lounge.
  • BPI Gold Mastercard. Lots of rewards to choose from in this credit card’s Real Thrills Rewards catalog. Earn 1 reward point for every ₱35 spend to redeem shopping credits, gift vouchers, air miles, and other items.


All you need to do is apply for a Security Bank Gold Mastercard on the Moneymax website. Once your credit card application is approved, spend at least ₱35,000 (single or accumulated spend) within 60 days of approval to get your chosen gift within weeks. To learn more about our rewards, check our FAQs.

There is a minimum spend requirement of ₱35,000 within 60 days from card approval to get your welcome gift from us. Once you meet the minimum spend requirement, expect your gift to arrive within weeks.

You earn 1 reward point for every ₱20 spend. Swipe your credit card everyday to gain more points and use them to redeem exciting rewards like air miles, items, and e-gift certificates, among others.

You can redeem your rewards by visiting Security Bank’s reward catalog online. You can also call their customer service hotline at (02) 8887-9188.

SecureCode is an online security protocol that protects you from fraudulent activities by sending a One-Time Password (OTP) to your mobile number to verify every online transaction.

Yes! You can request an increase up to 50% of your current credit limit. Just call their hotline at (02) 8887-9188 or send them an email at

You should immediately call Security Bank at (02) 8887-9188 to report your missing card and request a new one.


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