security bank classic mastercard

Security Bank Classic Rewards Mastercard

Minimum Annual Income


(P30,000 Monthly)

Interest Rate


Annual Fee


Product Summary

security bank classic mastercard

Security Bank Classic Rewards Mastercard

Finding the right credit card can be tough, especially if it’s your first time. Make it easier with the Security Bank Classic Rewards Mastercard. Earn one (1) reward point for every ₱20 spend and enjoy exclusive promos all year round. Make your first card a good one!
  • Earn one (1) reward point for every ₱20 spend
  • Free annual fee for the first year
  • Secure online shopping with SecureCode
  • Enjoy exclusive rewards and promos all year round
  • Ideal for: first-time cardholders looking for great perks
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP360,000
Regular Employee
Annual Fee P2,000 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Minimum Amount Due P500 / 3%

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Why Choose Security Bank Classic Rewards Mastercard?

Want to escape your credit card’s complicated features and high maintenance fees? Switch to the Security Bank Classic Rewards Mastercard, a credit card with lesser fees and more rewarding features—a bonafide classic. Find out more in this short review.

Enjoy zero annual fees on your first year

Let your wallet breathe off of one bill for a year. The Security Bank Classic Rewards Mastercard gives your budget a break by waiving the annual fees in your first year. Pick this credit card if you are a first-timer looking to save money on your first card.

Earn 1 reward point for every ₱20 spend

Simple and easy to earn—a few but strong words to describe what you’ll experience with the Security Bank Classic Rewards Mastercard’s rewards program. For every ₱20 spend, you’ll receive 1 non-expiring reward point, which means you can take your sweet time collecting points for rewards you really want.

Enroll up to five supplementary cards

Keep tabs on your family’s spending by enrolling them as your supplementary cardholders. Enroll up to five family members and view your purchases in one bill so you can spend within the family’s budget. Giving them supplementary cards also means sharing the perks of your Security Bank Classic Rewards Mastercard.

Get access to exclusive Mastercard promos

Who doesn’t like good deals? If you’re nodding, then take your pick from several discounts and deals from a wide range of categories exclusive through Mastercard Promos. You’ll also get access to special installment plans and even enjoy promos related to other Security Bank products like auto loan offers.

Is Security Bank Classic Rewards Mastercard the Right Card for You?

Make the Security Bank Classic Rewards Mastercard your new favorite if you want simple perks, a generous rewards program, and lots of promos and deals. Prefer other features? Find your new card from the list below:

  • Citi Rewards Card. Earn 1 reward point for every ₱30 spend with this credit card. Amp up your rewards collection when you dine and shop online because you’ll earn 3x more points!
  • HSBC Red Mastercard. Farewell, annual fees! Momentarily forget about paying since this credit card waves it in your first year. No ifs, buts, or required minimum spending to get a hold of this feature—it’s simply yours for the taking!
  • RCBC Classic Mastercard. Another classic means another credit card with tried and true benefits. Reward points are easy to collect, with every ₱36 spend earning you 1 reward point. Budgeting tools are also available to keep you posted on your card spending.


You instantly earn one (1) reward point for every ₱20 you spend in partner establishments. Use your points to redeem rewards like retail items, air miles, and e-certificates, among others.

Visit the Security Bank rewards catalog website or call (02) 8887-9188 to redeem your rewards.

SecureCode is an online security protocol that protects you from fraudulent activities by verifying every online transaction. This is done through a One-Time Password (OTP) sent to your mobile.

You can request an increase of up to 50% of your current credit limit by calling the Security Bank hotline at (02) 8887-9188 or sending an email at

As much as possible, call Security Bank at (02) 8887-9188 from the moment you realize you lost your credit card so you can immediately report the incident and request for a replacement.


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