rcbc zalora credit card

RCBC Zalora Credit Card

Minimum Annual Income

P300,000

(P25,000 Monthly)

Interest Rate

2%

Annual Fee

P4,000

Product Summary

rcbc zalora credit card

RCBC Zalora Credit Card

If online shopping is your preferred way to shop, you can’t go wrong with the RCBC Zalora Credit Card. Get free ₱5,000 Zalora shopping credits and up to 6% cash back whenever you checkout with this fashion and lifestyle credit card.

  • Free ₱5,000 shopping credits when you spend ₱30,000 as a single or accumulated purchase within 60 days from card issuance
  • Up to 6% cash back on online Zalora purchases and up to 2% on other online spend
  • Earn 1 reward point for every ₱50 spend
  • Enjoy unlimited free shipping via ZNOW
  • Free travel insurance up to ₱500,000 and purchase protection up to ₱50,000
  • Ideal for: Zalora shoppers and online shopping aficionados
Existing Credit Card Not Required
Landline number Required
Age 21 to 65 years old
Minimum Annual Income P300,000
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income
Self-Employed
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Annual Fee P4,000 / year
Monthly Effective Interest Rate 2%
Annual Fee Waiver Yes
Cash Advance Fee P200 / %

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Why Choose RCBC Zalora Credit Card?

Is it time for a new OOTD? Then it’s also time for you to get the RCBC Zalora Credit Card, the perfect credit card for frequent Zalora online shoppers. Enjoy free shipping and an eco-friendly credit card, the first of its kind. Find out more in this short review.

Enjoy free ₱5,000 Zalora shopping credits

The RCBC Zalora Credit Card has a welcome gift that’s ideal for every shopper: free Zalora shopping credits! Get free ₱5,000 Zalora shopping credits when you spend a single or accumulated purchase worth at least ₱30,000 within 60 days from card delivery.

Earn up to 6% cash back on Zalora purchases

The RCBC Zalora Credit Card gives you different ways to save on your Zalora haul with its cash back feature that extends to non-Zalora online purchases. Get up to 6% cash back on any Zalora purchase and up to 2% cash back at other online stores and sites.

Earn 1 reward point for every ₱50 spend

Get reward points with the RCBC Zalora Credit Card for both Zalora and non-Zalora purchases. Earn 1 reward point for every ₱50 spend including groceries, travel, fuel, dining, and bills payment. Redeem your points for Zalora cash back, air miles, annual fee payment, or as a donation to partner organizations.

Enjoy free shipping through ZNOW

Your first year with the RCBC Zalora Credit Card automatically entitles you to free express shipping on your Zalora purchases through ZNOW, Zalora’s free express shipping subscription. Finally, you can shop without thinking of the shipping fee when you checkout. Best of all, there’s no minimum spend requirement! To continue your free shipping benefit, just meet the minimum annual spend of ₱200,000 or pay the annual fee in full.

Is RCBC Zalora Credit Card the Right Card for You?

If love shopping at Zalora and want to make the most out of your shopping spree, the RCBC Zalora Credit Card is the right choice. Fancy other stores? Try the credit cards below:

  • UnionBank Lazada Credit Card. If Lazada is your online shopping platform of choice, then this credit card is perfect for you! Earn 6 Lazada credits for every ₱200 Lazada spend while purchases from other merchants will still earn you 1 Lazada credit.
  • RCBC Mango Mastercard. This is another fashion credit card that will give your wardrobe more oomph. Buy high-priced items without blinking an eye with its 0% installment plans payable in 3 or 6 months.
  • HSBC Red Mastercard. There’s more reason to shop with this credit card’s 4x reward points on shopping, online, and overseas spend. You’ll also enjoy this perk on your travel and dining spend.

FAQ

You earn 1 point for every ₱50 spend for any purchases. This includes fuel, groceries, dining, bills payment, and travel spend.


You can convert your points to redeem the following rewards:

  • Zalora cash back
  • Air miles
  • Payment for your card’s annual fee
  • Donations to partner charities

ZNOW is Zalora’s express shipping subscription service with a yearly renewal. When you subscribe to ZNOW, you’ll have unlimited free express shipping with no minimum spend requirement on your Zalora purchases for 12 months. As a primary cardholder of the RCBC Zalora Credit Card, you’re entitled to a free 1-year ZNOW subscription so that means you’ll have free express shipping!

If you want to extend your subscription, all you have to do is either pay for your annual fee in full or make the minimum annual spend requirement of ₱200,000.


Enjoy Zalora and RCBC credit card features with the RCBC Zalora Credit Card. Here are some more perks to be excited about:

  • Convert single purchases done locally or abroad to installment with 0% interest for 3 months or pay up to 36 months with minimal interest
  • Get free insurance up to ₱500,000 and purchase protection up to ₱50,000 when you pay for your airfare using your credit card
  • Free virtual card that lets you shop online even before receiving the physical card
  • Free credit card budget monitoring tools

To minimize carbon footprint and as a simple way of taking care of the planet, the RCBC Zalora Credit Card is uniquely made into an eco-friendly credit card, the first kind on the market. It’s made from non-edible corn, specifically 84% bio-sourced polylactic acid (PLA).


You can call RCBC at (02) 8888-1888 or you can send an email to email@service.rcbcbankard.com to check the status of your application.

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