rcbc bankard visa platinum

RCBC Visa Platinum

Minimum Annual Income


(P100,000 Monthly)

Interest Rate


Annual Fee


Product Summary

rcbc bankard visa platinum

RCBC Visa Platinum

Choose the RCBC Bankard Visa Platinum as your premium travel companion. Earn Preferred Air Miles to get free flights as quickly as possible and enjoy a plethora of premium perks when you use your RCBC credit card on your future travels.
  • Earn one (1) Preferred Air Mile for as low as ₱25 per spend
  • Up to 100% temporary increase in credit limit during travel period
  • Free travel insurance up to ₱5 million and other travel perks
  • Get complimentary Priority Pass membership worldwide
  • Ideal for: VIP travelers and premium seekers
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP1,200,000
Annual FeeP5,000 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Cash Advance Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

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You earn one (1) air mile for every ₱25 overseas spend or ₱48 local spend. You also earn one air mile for every ₱125 supermarket, drugstore, or gas station spend and ₱250 bills payment spend.

One (1) air mile earned using your RCBC Bankard Visa Platinum is equal to one (1) Asia Mile, Mabuhay Mile, GetGo Point, or BIG Point.

  • Unli Installment - convert your purchases up to 36-month installments
  • Spend Monitor - get SMS advisories on credit card spendings
  • Fast BillsPay - hassle-free bills payment facility
  • Balance Conversion - convert outstanding statements to installments

RCBC’s Purchase Protection program will reimburse you from the items you lost up to ₱50,000 or the card’s credit limit, whichever is lower.

You can call RCBC at (02) 8888-1888 or you can send an email to email@service.rcbcbankard.com to check the status of your RCBC Bankard Visa Platinum application.


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