rcbc bankard visa platinum

RCBC Visa Platinum

Minimum Annual Income


(P100,000 Monthly)

Interest Rate


Annual Fee


Product Summary

rcbc bankard visa platinum

RCBC Visa Platinum

Choose the RCBC Visa Platinum as your premium travel companion. Earn Preferred Air Miles to get free flights as quickly as possible and enjoy a plethora of premium perks when you use your RCBC credit card on your future travels.

  • Earn one (1) Preferred Air Mile for as low as ₱25 per spend
  • Up to 100% temporary increase in credit limit during travel period
  • Free travel insurance up to ₱5 million and other travel perks
  • Get complimentary Priority Pass membership worldwide
  • Ideal for: VIP travelers and premium seekers
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP1,200,000
Annual FeeP5,000 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

Is this the right product for you?

Checkout the other credit card listings

Why Choose RCBC Visa Platinum Card?

If you’ve been wanting to travel luxuriously, then it’s time to get the RCBC Visa Platinum that puts travelers at the forefront. Find out why in this short review.

Earn air miles in more ways than one

Do you want free flights in the quickest way possible? The RCBC Visa Platinum can make it happen with its Preferred Airmiles rewards program. Get 1 Preferred Air Mile when you use your credit card on the following spend categories:

  • ₱25 - overseas transactions (non-service merchants/retail/online)
  • ₱48 - domestic transactions (non-service merchants/retail/online)
  • ₱125 - service merchants (supermarket, gas, drugstore)
  • ₱250 - utility bills payment

Converting it to miles is easy since 1 Preferred Airmile is equal to 1 BIG Point/PAL Mabuhay Miles/AsiaMiles/Go Point. Plus, Preferred Airmiles don’t expire!

Feel like a VIP with Priority Pass

The RCBC Visa Platinum wants you to wait for your flight in style by giving you a complimentary Priority Pass, a program that gives you access to the world’s largest airport lounges where you’ll receive complimentary refreshments and other VIP perks.

Get unlimited access to local airport lounges

You can also get VIP treatment in local airport lounges, namely in NAIA Terminal 1 and 3’s Club Manila and Skyview Airport Lounges. It’s a great way for you to relax while waiting for your flights—with free drinks and cable TV viewing.

Free travel insurance up to 5 million

Just buy your overseas ticket, whether via plane, cruise ship, or tour package using your RCBC Visa Platinum to get free travel insurance up to ₱5 million. Plus, your overseas purchases are insured up to ₱50,000 with this credit card’s purchase protection insurance.

Is RCBC Bankard Visa Platinum Card the Right Card for You?

If you want to enjoy a stress-free travel experience, then the RCBC Bankard Visa Platinum is the best credit card for you. Looking for something more? Try these other credit card selections:

  • HSBC Platinum Visa Rebate Card. Pay for your spending with this credit card’s contactless payment. Great to have for secure payments and on-the-go transactions.
  • Metrobank Platinum Peso Mastercard. Shop as much as you can to collect reward points for as low as ₱20 spend. You can triple the points when you shop at any Rustan’s department store nationwide.


You earn one (1) air mile for every ₱25 overseas spend or ₱48 local spend. You also earn one air mile for every ₱125 supermarket, drugstore, or gas station spend and ₱250 bills payment spend.

One (1) air mile earned using your RCBC Bankard Visa Platinum is equal to one (1) Asia Mile, Mabuhay Mile, GetGo Point, or BIG Point.

  • Unli Installment - convert your purchases up to 36-month installments
  • Spend Monitor - get SMS advisories on credit card spendings
  • Fast BillsPay - hassle-free bills payment facility
  • Balance Conversion - convert outstanding statements to installments

RCBC’s Purchase Protection program will reimburse you from the items you lost up to ₱50,000 or the card’s credit limit, whichever is lower.

You can call RCBC at (02) 8888-1888 or you can send an email to email@service.rcbcbankard.com to check the status of your RCBC Visa Platinum application.


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