rcbc phoenix credit card

RCBC Phoenix Mastercard

Minimum Annual Income


(P15,000 Monthly)

Interest Rate


Annual Fee


Product Summary

rcbc phoenix credit card

RCBC Phoenix Mastercard

Keep your car running while saving money with the RCBC Phoenix credit card. Earn 5% rebate when you fuel up at participating Phoenix gas stations nationwide. Plus, enjoy access to free auto services and other premium credit card perks!
  • Get 5% rebate on fuel purchases at participating Phoenix gas stations
  • Enjoy an instant welcome gift of fuel credits worth ₱500
  • Avail up to three (3) free towing and emergency assistance per year
  • Earn one reward point for as low as ₱125 per spend
  • Ideal for: car owners looking to save money on fuel
Existing Credit CardRequired
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP180,000
Annual FeeP1,800 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

Is this the right product for you?

Checkout the other credit card listings

Why Choose RCBC Phoenix Mastercard?

Pump up the gas without thinking about the price with the RCBC Phoenix Mastercard. Save money when you fill up your car at Phoenix stations nationwide. Find out more in this short review.

Get free P500 worth of Phoenix fuel

Owning the RCBC Phoenix Mastercard already earns you ₱500 worth of Phoenix fuel as a welcome gift. Simply spend at least ₱2,000 on Phoenix fuel purchases within 75 days from the time you receive your credit card to get this exclusive freebie.

Enjoy 5% cash back on Phoenix fuel

Fuel doesn’t come cheap these days and worsening traffic jams aren’t helping either. Good thing the RCBC Phoenix Mastercard earns you a 5% fuel rebate when you fuel up at participating Phoenix stations nationwide. Save more every time you gas up!

Get free accident insurance and emergency assistance

As a car owner and driver, your safety should always be your top priority. Take advantage of the RCBC Phoenix Mastercard’s benefits to make sure you arrive home safely. Use up to three free towing and roadside assistance every year and free accident insurance up to ₱10,000.

Enjoy discounts on Phoenix fuel products

Another benefit the RCBC Phoenix Mastercard has in store for you—fuel discounts! Enjoy a 5% discount when you use your credit card to buy 1-liter and 4-liter packs of Phoenix Gasoline and Diesel Engine Oils at participating Phoenix stations nationwide.

Is RCBC Phoenix Mastercard the Right Card for You?

The RCBC Phoenix Mastercard is the ideal card for motorists who use Phoenix fuel products and are looking for more car-related perks. But if you want something else, check out these credit cards:

  • Shell Citi Card. Save on gas, toll fees, and repairs with this co-branded credit card. Enjoy a 5% rebate on Shell fuel purchases, Easy Trip tollway and Auto Sweep RFID load, auto repairs, and accessories, among other perks.
  • HSBC Gold Visa Cash Back Card. Caltex customers might want to try this credit card that offers a 3% rebate on Caltex fuel transactions. Other cash back options include 5% on dining transactions and 0.5% on all other purchases.
  • Metrobank Toyota Mastercard. Toyota vehicle owners are sure to love this credit card. It earns you 2x reward points for every ₱20 spent at Toyota dealerships nationwide. Plus, it offers a 10% discount on labor, genuine parts, and car accessories.


You earn one (1) point for every ₱125 you spend on all retail transactions and ₱250 spent on paying utility bills.

You can use your reward points to redeem shopping vouchers and cash credit. You can also redeem air miles with a conversion rate of four points = one air mile.

Your RCBC Phoenix credit card comes with free travel insurance of up to ₱50,000.

  • Unli Installment - convert your purchases up to 36-month installments
  • Spend Monitor - get SMS advisories on credit card spendings
  • Fast BillsPay - hassle-free bills payment facility
  • Balance Conversion - convert outstanding statements to installments

Call (02) 8888-1888 or send an email to email@service.rcbcbankard.com to follow up on your application or to ask more questions about your RCBC credit card.


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