rcbc jcb platinum

RCBC JCB Platinum

Minimum Annual Income


(P100,000 Monthly)

Interest Rate


Annual Fee


Product Summary

rcbc jcb platinum

RCBC JCB Platinum

Enjoy the wonders of the world with the RCBC JCB Platinum in your pocket. Earn reward points for as low as ₱25 per spend and unlock special travel-related perks exclusive to RCBC cardholders. Make your trips more memorable when you pick this RCBC credit card.
  • Earn reward points for as low as ₱25 per spend
  • Access to world-class travel benefits and offers
  • Free travel insurance of up to ₱1 million for every trip
  • Free access to the Marhaba/Skyview Airport Lounge
  • Ideal for: frequent travelers locally and internationally
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP1,200,000
Annual FeeP3,600 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

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Why Choose RCBC JCB Platinum?

Do you want to enjoy world-class benefits and earn more rewards when you travel? Both are possible with the RCBC JCB Platinum. Find out more in this short review.

Get more reward points when you travel to Japan

Keep using your RCBC JCB Platinum to earn non-expiring reward points that you can exchange for air miles, shopping vouchers, and cash rebates, among many other rewards. And if you’ve always wanted to visit Japan, now’s the time since you can get more points on your purchases there.

Enjoy premium travel perks

Enjoy world-class benefits while you’re on vacation with the RCBC JCB Platinum. Get free access to 50 airport lounges and JCB Plaza Lounges all over the world, up to 20% off on car rental services, and 24/7 help from the Concierge Desk.

Get free access to NAIA terminal airport lounges

Delayed flight? No problem. Chill while you wait for your plane at Club Manila Lounge and Skyview Airport Lounge located in NAIA 1 and 3. Just show your RCBC JCB Platinum to enjoy unlimited free access to these airport lounges for you and one more friend.

Get cash anywhere in the world

Avoid the hassle of needing more cash in a foreign land with the RCBC JCB Platinum’s cash advance feature. Get cash of up to 50% of your credit limit or a maximum of ₱250,000 wherever you are. You only need to call RCBC to request the cash advance.

Is RCBC JCB Platinum the Right Card for You?

If you love the convenience of having all your travel wants and needs within reach, then RCBC JCB Platinum is the right choice. Looking for something else? Pick from our credit card suggestions below:

  • Metrobank Travel Platinum Visa. Apply for this credit card before your next vacation to quickly reap more rewards. You’ll get 1 reward point for every ₱17 overseas and travel-related spend.
  • HSBC Platinum Visa Rebate Card. If you prefer to get rebates on your travel spending, this is the credit card for you. Get a 5% rebate on your travel and shopping purchases, both in-store and online.


You earn one (1) point for every ₱36 spend, ₱125 supermarket, drugstore, or gas station spend, and ₱250 bills payment spend. You can also earn one point for every ₱25 retail transactions in Japan.

Use your reward points to redeem the following rewards:

  • Air Miles
  • Cash Rebates
  • Shopping Vouchers
  • Cash Credit to Your Credit Card
  • Deposit to RCBC Bank account
  • Donations

  • Unli Installment - convert your purchases up to 36-month installments
  • Spend Monitor - get SMS advisories on credit card spendings
  • Fast BillsPay - hassle-free bills payment facility
  • Balance Conversion - convert outstanding statements to installments

When you buy an item overseas and it got lost or accidentally damaged, RCBC’s Purchase Protection program will reimburse you up to ₱50,000 or the card’s credit limit, whichever is lower.

Call RCBC at (02) 8888-1888 or send an email to email@service.rcbcbankard.com to check your credit card application status.


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