rcbc flex visa

RCBC Bankard Flex Visa

Minimum Annual Income


(P15,000 Monthly)

Interest Rate


Annual Fee


Product Summary

rcbc flex visa

RCBC Bankard Flex Visa

Spending is definitely more rewarding with an RCBC Flex Visa credit card. Apart from earning 2x rewards points on dining, clothing, travel, or transportation spend, you also get free travel insurance with this card. Now you have a card you can flex to everyone.

  • Earn 2x rewards points on two preferred categories
  • Change your preferred categories once every billing cycle
  • Exchange your rewards points for shopping vouchers or redeem as cash rebates
  • With free travel insurance (Travel Plus Lite) and purchase protection
  • Get access to the Skyview Airport Lounge
  • Ideal for: shoppers who want financial flexibility
Existing Credit CardRequired
Landline numberRequired
Age21 to 70 years old
Minimum Annual IncomeP180,000
Annual Fee P1,500 / year
Annual Fee WaiverYes
Monthly Effective Interest Rate2%
Cash Advance Fee P500 / 3%
Minimum Amount Due P500 / 5%

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Simple! Just use your RCBC Flex Visa credit card when spending on dining, clothing, travel or transportation categories. You’ll instantly get 2x rewards points.

In many things, really. You can exchange them for shopping vouchers, redeem as cash rebate, or use them as cash credit to your deposit account. You can also enroll in RCBC’s Air Miles program to redeem your points for free flights.

Apart from earning points, you also enjoy 0% installment on purchases abroad. Your RCBC Flex Visa also comes with an Unli Installment feature, which allows you to convert your straight purchases to installment for up to 36 months.


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