PNB Visa Gold

From buying the essentials to spur of the moment luxuries, the PNB Visa Gold is a reliable credit card. Prioritize your payments and enjoy rebates when you pay your minimum amount due.

Minimum Annual Income

P600,000

(P50,000 Monthly)

Interest Rate

Annual Fee

P600

I'm Interested

Product Summary

PNB Visa Gold

Enjoy low annual membership fees with the PNB Visa Gold. Get free travel insurance coverage of up to ₱1 million when you pay for your travel expenses with your PNB credit card. And for a minimal amount per year, your card can be protected against fraudulent transactions. You also earn a 1% rebate on revolved interest.

Pay low annual fees
Travel safe with a free travel insurance coverage of up to ₱1 million
Free Purchase Protection Insurance coverage of up to to ₱ 250,000
Enjoy 1% rebate on revolved interest
Get Fraud Transaction Insurance for only ₱120 per year
Ideal for: people who like a reliable, easy to manage credit card

Existing Credit Card	Required
Landline number	Required
Age	21 to 65 years old
Minimum Annual Income	P600,000

Regular Employee

Proof of income	1
Government-issued ID	1
Active landline / mobile phone number	1
Signed Certificate of Employment	1

Annual Fee	P600 / year
Annual Fee Waiver	Yes
Monthly Effective Interest Rate	2%
Cash Advance Fee	5%

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FAQ

To qualify for the PNB Visa Gold credit card, you should be between 21 to 65 years old with an annual income of at least ₱600,000.

You can activate your PNB Visa Gold through text or call. Text PNB ACTIVATE followed by your 16-digit credit card number and then send it to 22566808. You can also call the PNB Cards 24-hour customer service line at (02) 8818-9818.

Pay online via PNB Internet Banking or the PNB Mobile Banking App. Payments can also be made over the counter at PNB branches or at PNB ATMs. Other payment options include Bancnet Online, Bancnet ATMs, and mobile banking of participating Bancnet banks, just to name a few.

Yes! You can avail of PNB’s low interest rates so you can pay off your credit card balance more conveniently. Just accomplish the PNB Balance Transfer Request Form and email it to pnbcreditcards@pnb.com.ph.