Minimum Annual Income P600,000 (P50,000 Monthly) | Interest Rate 2% | Annual Fee P600 |
Existing Credit Card | Required |
Landline number | Required |
Age | 21 to 65 years old |
Minimum Annual Income | P600,000 |
Proof of income | 1 |
Government-issued ID | 1 |
Active landline / mobile phone number | 1 |
Signed Certificate of Employment | 1 |
Annual Fee | P600 / year |
Annual Fee Waiver | Yes |
Monthly Effective Interest Rate | 2% |
Cash Advance Fee | 5% |
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To qualify for the PNB Visa Gold credit card, you should be between 21 to 65 years old with an annual income of at least ₱600,000.
You can activate your PNB Visa Gold through text or call. Text PNB ACTIVATE followed by your 16-digit credit card number and then send it to 22566808. You can also call the PNB Cards 24-hour customer service line at (02) 8818-9818.
Pay online via PNB Internet Banking or the PNB Mobile Banking App. Payments can also be made over the counter at PNB branches or at PNB ATMs. Other payment options include Bancnet Online, Bancnet ATMs, and mobile banking of participating Bancnet banks, just to name a few.
Yes! You can avail of PNB’s low interest rates so you can pay off your credit card balance more conveniently. Just accomplish the PNB Balance Transfer Request Form and email it to pnbcreditcards@pnb.com.ph.
Yes, avail of the 0% interest installment plan when you shop at PNB partner merchants. Choose payment terms from 3 months up to 24 months.
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