pnb-pal mabuhay miles world mastercard

PNB-PAL Mabuhay Miles World Mastercard

Minimum Annual Income


(P200,000 Monthly)

Interest Rate


Annual Fee


Product Summary

pnb-pal mabuhay miles world mastercard

PNB-PAL Mabuhay Miles World Mastercard

Travel the world in style and luxury with the PNB-PAL Mabuhay Miles World Mastercard. It’s one of PNB’s most prestigious credit cards. Spend in style and enjoy exclusive rewards and first-class features here and abroad. If you put a premium on prestige, then this card has your name on it.
  • Convert your rewards points easily: 1 point = 1 mile
  • Receive 2,000 Mabuhay Miles as a welcome gift
  • Get additional 10,000 Mabuhay Miles for your PAL spending
  • Avail of World Assist, an exclusive travel and medical concierge service
  • Enjoy priority check-in at PAL Business Class counters
  • Ideal for: people who like to travel and enjoy class and luxury
Existing Credit CardNot Required
Landline numberNot Required
Age21 to 65 years old
Minimum Annual IncomeP2,400,000
Regular Employee
Proof of income1
Government-issued ID1
Signed Certificate of Employment1
Annual FeeP6,000 / year
Annual Fee Waiver No
Monthly Effective Interest Rate2%
Cash Advance Fee5%

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To qualify for the PNB Mabuhay Miles World Mastercard, you need to be 21 to 65 years old and earning at least ₱2,400,000 a year.

You can activate your PNB credit card by texting ACTIVATE and your 16-digit credit card number. Send the message to 22566808. Alternatively, you may also call the PNB Cards customer service line at (02) 8818-9818.

For dual currency billing, all your local transactions will be billed in Philippine Peso while all international transactions will be billed in US Dollar. There’s also an option to pay in Peso or Dollar, and it will be based on the day's payment rate.

The fee is 2.5% of the converted amount using the conversion rate of the day for Visa, Mastercard, or UnionPay. This fee applies to transactions made outside the Philippines except for US Dollars.

You can find your total rewards points in your Statement of Account. You may also check over the phone by calling the PNB Cards customer service hotline at (02) 8818-9818.


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