pnb pal mabuhay miles now mastercard

PNB-PAL Mabuhay Miles NOW Mastercard

Minimum Annual Income


(P10,000 Monthly)

Interest Rate


Annual Fee


Product Summary

pnb pal mabuhay miles now mastercard

PNB-PAL Mabuhay Miles NOW Mastercard

The PNB-PAL Mabuhay Miles NOW Mastercard understands the importance of having unforgettable experiences and rewarding yourself. Why wait when you can have unforgettable experiences right now with a card that’s packed with awesome features? There’s no annual fee for the first 3 years, and you get a 5% discount on PAL flights for online bookings.
  • No annual fee for 3 years
  • Get free travel insurance with coverage of up to ₱1 million
  • Receive 1,000 Mabuhay Miles for free as a welcome gift
  • Enjoy 5% discount on select Philippine Airlines flights
  • Free Purchase Protection Insurance of up to ₱250,000 for first-time PNB-PAL Mabuhay Miles cardholders
  • Ideal for: young professionals who have a passion for travelling and shopping
Existing Credit CardRequired
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP120,000
Regular Employee
Proof of income1
Government-issued ID1
Active landline / mobile phone number1
Signed Certificate of Employment1
Annual FeeP1,000 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Cash Advance Fee5%

Is this the right product for you?

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Yes! Every ₱65 spent earns you one (1) rewards point, which you can redeem for Mabuhay Miles. You can redeem in blocks of 2,000 rewards points.

Use your PNB-PAL Mabuhay Miles NOW Mastercard for your online flight booking and just choose the Promo Code menu. Key in the first six digits of your credit card to enjoy the discount.

Immediately report your lost credit card by calling the PNB Cards 24/7 customer service line at (02) 8818 9818 or by emailing

You can view your Electronic Statement of Account securely online with your PNB Internet Banking account or through your registered email (email that you registered with PNB Cards).

Purchase Protection Insurance protects your purchases, especially high-ticket items, from accidental damage or theft. This free insurance coverage is valid for 90 days from the date of purchase.


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