metrobank titanium mastercard

Metrobank Titanium Mastercard

Minimum Annual Income


(P29,167 Monthly)

Interest Rate


Annual Fee


Product Summary

metrobank titanium mastercard

Metrobank Titanium Mastercard

Shopping for essentials doesn’t have to be hard. Do it with the Metrobank Titanium Mastercard. Earn 2x rewards points on dining, department store, and online expenses and one (1) point for every ₱20 you spend. Shop for essentials the smart way by applying today.

  • Earn 2x rewards points on dining, department store, and online purchases
  • Earn one (1) point for every ₱20 spend
  • Enjoy 0% interest installment plans up to 24 months
  • Enjoy exclusive credit card features from Metrobank
  • Ideal for: money-savvy cardholders shopping for essentials
Existing Credit Card Required
Landline number Not Required
Age 18 to 70 years old
Minimum Annual Income P350,000
Annual Fee P2,500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate 3%
Cash Advance Monthly Effective Interest Rate 3%
Cash Advance Fee P200 / %

Is this the right product for you?

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Why Choose Metrobank Titanium Mastercard?

Working hard but not playing hard enough? Carve out some “me time” and reward yourself twice as much with your Metrobank Titanium Mastercard. Use your card in restaurants and for retail purchases, and redeem your points through partner merchants. Find out more here.

Get 2x rewards points when you shop and dine

Use your Metrobank Titanium Mastercard when you dine and shop at department stores or online to earn double the rewards points. Twice the perks don’t come with twice the cost because you only need to spend ₱20 to earn a point from qualified retail merchants.

Enjoy e-commerce protection for online purchases

Online scams are more prevalent today and the call to be vigilant is stronger than ever. Know that you are protected with Metrobank Titanium Mastercard’s e-commerce protection, an insurance for online purchases in case it gets lost or damaged along the way. The best part? It has worldwide coverage!

Avail 0% interest installment plans

Buy high-ticket items to your heart’s delight with Metrobank Titanium Mastercard’s 0% interest installment plans. This flexible plan lets you choose the installment terms up to 24 months. Aside from retail purchases, you can also use it to pay for tuition and hospital bills.

Go paperless on your next purchase

You are one tap away from your next purchase—not a swipe nor a signature. With Metrobank Titanium Mastercard’s contactless card technology, you only need to tap your card to the secure card terminal to purchase items worth ₱2,000 and below. No need to sign!

Is Metrobank Titanium Mastercard the Right Card for You?

If you love saving and redeeming rewards points, then the Metrobank Titanium Mastercard is the right credit card for you. But what if you want more? Then check out these alternatives that are equally rewarding:

  • Citi Cash Back Card. This card is best for essentials, especially your grocery needs. Earn up to 6% cash back on groceries and up to 2% cash back when you pay your Meralco bills through Citi Online.
  • UnionBank Platinum Visa Card. If you want an extensive rewards program with exclusive perks, the UnionBank Platinum Visa Card is the credit card for you. Easily manage your points and redeem from the rewards catalog via the UnionBank Online app.
  • RCBC Black Platinum Mastercard. Enjoy shopping abroad with RCBC Black Platinum Mastercard’s Free Purchase Protection of up to ₱50,000 and its 0% interest installment plans.


You earn one (1) reward point for every ₱20 spend. Double your points when you use your Metrobank Titanium Mastercard on dining, department store, and online purchases.

You can use your rewards points to redeem air miles from Philippine Airlines, Cathay Pacific Airlines or Singapore Airlines. You can also choose exciting items from Metrobank’s rewards catalog.

All Metrobank credit cards are embedded with an EMV chip that protects you from various credit card fraud activities online. This EMV chip prevents cloning, the process of copying your credit card details and transferring it to another card. Your Metrobank Titanium Mastercard is also eligible for E-Commerce Protection which will cover you from losses incurred from incomplete or wrong delivery, defect or damages of purchased items, or non-delivery of online purchases.

Check your credit balance on the Metrobank Mobile Banking app or through the MTXT Text Message Service. Just text the following codes and send to 225622.
  • For Available Balance: AVAIL<space><16 DIGIT CARD NUMBER>
  • For Outstanding Balance: OBAL <space><16 DIGIT CARD NUMBER>
  • For Statement Balance: SBAL <space><16 DIGIT CARD NUMBER>

You can follow up on your application status by contacting Metrobank via the following hotlines:

  • Customer Service - (02) 8870 0700
  • Domestic Toll Free - 1 800 1888 5775


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