Credit Cards by Metrobank
Updated: Nov 4, 2025
Live your ideal lifestyle with the freedom you’ll get from Metrobank credit cards, where top-of-the-line benefits are waiting for you. Get your Metrobank credit card online and discover new ways to live.
Moneymax Apple Vouchers raffle
Get 1x raffle entry for the chance to win ₱60,000 worth of Apple Vouchers when you apply for eligible credit cards on Moneymax. Promo Terms and Conditions Apply !
Card | Hot Reward Pick | Moneymax Reward | Earn Rate & Perks | Min. Annual Income | Ideal For | ||
|---|---|---|---|---|---|---|---|
 | Metrobank Titanium Mastercard® | ₱64,490 | 2 points / ₱20 | ₱180,000 | Everyday Shopper | ||
 | Metrobank Platinum Mastercard® | ₱64,490 | 1 point / ₱20 | ₱700,000 | Foodies Perks | ||
 | Metrobank World Mastercard® | ₱64,490 | 3 points / ₱20 | ₱1,500,000 | Frequent Flyers | ||
 | Metrobank Cashback Visa | ₱60,000 | 5% Cashback | ₱180,000 | Everyday Essential Shopper |
Looking for other cards? You might like:
Card | Hot Reward Pick | Moneymax Reward | Earn Rate & Perks | Min. Annual Income | Ideal For | ||
|---|---|---|---|---|---|---|---|
 | UnionBank U Visa Platinum | ₱68,450 | - | ₱180,000 | On Time Payers | ||
 | RCBC Visa Platinum | ₱60,000 | 1 airmile / ₱25 | ₱1,000,000 | Premium Travelers | ||
 | BPI Amore Cashback Card | ₱63,700 | 4% Cashback | ₱180,000 | Ayala Malls Shoppers |
Don’t miss out on this great deal!
✨ Pick Your Perfect Metrobank Perk ✨
Limited time offer: Apply for Metrobank Titanium, Platinum, or World Mastercard and receive your choice of tech gadgets or cash credit upon approval.
Apply by Nov 15, 2025 to claim your reward
Participating Products:
Metrobank Titanium Mastercard®
:
For Everyday Shopper
Metrobank Platinum Mastercard®
:
For Foodies Perks
Metrobank World Mastercard®
:
For Frequent Flyers
How to Qualify?
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Campaign Period: September 1, 2025 to November 15, 2025.
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How to Get Your Gift:
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Apply and get approved for a Metrobank Titanium, Platinum, or World Mastercard.
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Choose your welcome gift: JBL Clip 5, Shokz OpenMove Headphones, Mi Smart Air Fryer, or PHP 3,000 e-Gift Cash.
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Reward Fulfilment:
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Physical Gifts: Delivered within 12-15 weeks after confirmation.
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e-Gift Cash: Emailed within 10-14 business days after approval.
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Fastest Reward Fulfilment: Receive your e-Gift Cash in as little as 10 business days!
- Terms and Conditions apply.
Apply by Nov 15, 2025 to claim your reward
Rewards - Online Spend
2 reward pointsRewards - Base Rate
1 point per ₱20Rewards - Department Store Spend
2 reward pointsRewards - Dining Spend
2 reward pointsApply through Moneymax and choose from 5 premium rewards:
- Earn 2x rewards points on dining, department store, and online purchases
- Earn one (1) point for every ₱20 spend
- Enjoy exclusive credit card features from Metrobank
- Ideal for: money-savvy cardholders shopping for essentials
Repayment Details
Cash Advance Monthly Effective Interest Rate: 2 %
Fees
Annual Fee: Free
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱180,000
Minimum Age: 21 years old
Rewards - Dining Spend
Up to 50 %Rewards - Base Rate
1 point per ₱20Annual Fee
FreeMin. Annual Income
₱ 700,000Apply through Moneymax and choose from 5 premium rewards:
- Earn 1 reward point for every ₱20 spend
- Up to 50% off on premium dining offers
- eCommerce purchase protection up to $200
- No annual fee for your first supplementary card
- Ideal for: premium dining perk seekers
Repayment Details
Cash Advance Monthly Effective Interest Rate: 1 %
Fees
Annual Fee: Free
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱700,000
Minimum Age: 21 years old
Rewards - Overseas Spend
2 reward pointsRewards - Base Rate
1 point per ₱20Rewards - Dining Spend
Up to 50 %Annual Fee
₱ 6,000Apply through Moneymax and choose from 5 premium rewards:
- Get 2x reward points for international purchases
- Earn 1 reward point for every ₱20 spend
- Enjoy up to 50% off on luxury dining deals
- Ideal for: frequent travelers and premium perk seekers
Repayment Details
Minimum Amount Due: 5 %
Cash Advance Monthly Effective Interest Rate: 1 %
Fees
Annual Fee: ₱6,000
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱1,500,000
Minimum Age: 18 years old
Rebate – Grocery & Telecom Spend
Up to 5 %Rebate (Baseline)
0.2 %Rebate – School & Bookstore Spend
Up to 5 %Annual Fee
₱ 3,500Apply through Moneymax and choose from 1 premium rewards:
- Get up to 5% rebate on groceries, telecom, school & bookstore spend.
- Enjoy exclusive features and offers from Metrobank
- Enjoy exclusive credit card features from Metrobank
- Ideal for practical spenders who prioritize everyday essentials and long term financial goals
- To unlock the 5% rebate, a minimum monthly spend of ₱12,000 on other categories is required; otherwise, a 0.2% rebate will apply.
Repayment Details
Cash Advance Monthly Effective Interest Rate: 3 %
Fees
Annual Fee: ₱3,500
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱180,000
Minimum Age: 21 years old