metrobank Mfree mastercard

Metrobank M Free Mastercard

Minimum Annual Income


(P15,000 Monthly)

Interest Rate


Annual Fee


Product Summary

metrobank Mfree mastercard

Metrobank M Free Mastercard

Want a credit card but don’t want to pay annual fees? The Metrobank M Free Mastercard may be the perfect card for you. Apply online and enjoy no annual fees for life, 0% interest installment plans, and other value-added perks.

    • No annual fees forever!
    • Enjoy 0% interest installment plans
    • Contactless-enabled credit card
    • Ideal for: first-time cardholders and online shoppers
    Existing Credit Card Required
    Landline number Required
    Age 18 to 70 years old
    Minimum Annual Income P180,000
    Annual Fee Free
    Annual Fee Waiver Yes
    Monthly Effective Interest Rate 2%
    Cash Advance Monthly Effective Interest Rate 3.75%
    Cash Advance Fee P600 / 3%
    Minimum Amount Due 5%

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    Unfortunately, you can’t earn reward points with the Metrobank M Free Mastercard.

    Contactless payment involves tapping your card to a point-of-sale terminal to make payments worth ₱2,000 and below.

    The Metrobank M Free Mastercard is equipped with these features:

    • Bills2Pay - automated bills payment feature
    • Cash2Go - cash advance feature with flexible installment payment
    • Cash Rush - instant cash when you need it via ATM
    • M Connect - automated voice, text, and email payment verification service

    Definitely. Your Metrobank M Free Mastercard is equipped with an EMV chip that prevents credit card fraud. It also has an E-Commerce Protection feature that protects you from losses incurred from incomplete, wrong, or damaged goods from online purchases.

    For Metrobank credit card-related emergencies, dial 1-800-307–7309 in the United States or 1-636-722-711 elsewhere to access these services:

    • Emergency lost/stolen card reporting
    • Emergency card replacement
    • Emergency cash advance

    You can call Metrobank at 88-700-700 or 1-800-1-888-5775. Take note that a Metrobank credit card application may take one to two weeks.


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