metrobank Mfree mastercard

Metrobank M Free Mastercard

Minimum Annual Income


(P15,000 Monthly)

Interest Rate


Annual Fee


Product Summary

metrobank Mfree mastercard

Metrobank M Free Mastercard

Want a credit card but don’t want to pay annual fees? The Metrobank M Free Mastercard may be the perfect card for you. Apply online and enjoy no annual fees for life, 0% interest installment plans, and other value-added perks.

    • No annual fees forever!
    • Enjoy 0% interest installment plans
    • Contactless-enabled credit card
    • Ideal for: first-time cardholders and online shoppers
    Existing Credit CardRequired
    Landline numberRequired
    Age18 to 70 years old
    Minimum Annual IncomeP180,000
    Annual Fee Free
    Annual Fee Waiver Yes
    Monthly Effective Interest Rate3.5%
    Cash Advance Monthly Effective Interest Rate3.75%
    Cash Advance Fee P600 / 3%
    Minimum Amount Due 5%

    Is this the right product for you?

    Checkout the other credit card listings


    Unfortunately, you can’t earn reward points with the Metrobank M Free Mastercard.

    Contactless payment involves tapping your card to a point-of-sale terminal to make payments worth ₱2,000 and below.

    The Metrobank M Free Mastercard is equipped with these features:

    • Bills2Pay - automated bills payment feature
    • Cash2Go - cash advance feature with flexible installment payment
    • Cash Rush - instant cash when you need it via ATM
    • M Connect - automated voice, text, and email payment verification service

    Definitely. Your Metrobank M Free Mastercard is equipped with an EMV chip that prevents credit card fraud. It also has an E-Commerce Protection feature that protects you from losses incurred from incomplete, wrong, or damaged goods from online purchases.

    For Metrobank credit card-related emergencies, dial 1-800-307–7309 in the United States or 1-636-722-711 elsewhere to access these services:

    • Emergency lost/stolen card reporting
    • Emergency card replacement
    • Emergency cash advance

    You can call Metrobank at 88-700-700 or 1-800-1-888-5775. Take note that a Metrobank credit card application may take one to two weeks.


    Stay with us

    Subscribe to us and get the latest news