metrobank-cashback-visa

Metrobank Cashback Visa

Minimum Annual Income

P350,000

(P29,167 Monthly)

Interest Rate

2%

Annual Fee

P3,500

Product Summary

metrobank-cashback-visa

Metrobank Cashback Visa

Need a helping hand with your expenses? Get more savings when you spend on essential items with the Metrobank Cashback Visa. Save up to 5% cash back on your essentials and 0.2% cash back on all other purchases.

  • Earn up to 5% cash back on groceries, subscription services, telecommunications, bookstore, and school spend
  • Earn 0.2% cash back on other purchases
  • Avail 0% interest installment plans up to 24 months
  • Enroll up to four supplementary cardholders
  • Ideal for: money-savvy shoppers and smart spenders
Existing Credit Card Not Required
Landline number Required
Age 18 to 70 years old
Minimum Annual Income P350,000
Regular Employee
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Signed Certificate of Employment
Proof of income
Self-Employed
Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits
Annual Fee P3,500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate 2%
Minimum Amount Due P850 / %
Cash Advance Fee P200 / %

Is this the right product for you?

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Why Choose Metrobank Cashback Visa?

With the rising prices of essentials, we can’t help but worry about how we can stretch our budget to accommodate our needs. Spend wisely with the Metrobank Cashback Visa. Get up to 5% cash back on groceries, telco, entertainment, bookstore, and school spend.

Earn up to 5% cash back on essential spend

Can’t help but give a deep sigh after computing a day’s worth of daily essentials? Don’t worry, you can get some of it back with the Metrobank Cash Visa. Save on the following categories:

  • Up to 5% rebate on:
    • Groceries
    • Telecommunications spend
    • Streaming services and cable spend
    • School spend
    • Bookstore spend
  • Up to 0.2% rebate on other spend

Enjoy 0% interest installment plans

With the Metrobank Cashback Visa, you won’t break a sweat paying for big-ticket purchases from categories such as appliances, gadgets, and insurance, among many others. Buy items from partner merchants and pay 0% interest in installments up to 24 months.

Enroll up to four supplementary cardholders

Money-saving hacks like the Metrobank Cashback Visa’s rebate perk must be shared with others. So let your family try it by enrolling them as your supplementary cardholders. Enroll up to four family members and let them reap rebates from their essential purchases.

Pay safely with the contactless card feature

Enjoy secure payments and reduce your carbon footprint at the same time with the Metrobank Cashback Visa’s contactless credit card feature. All you need to do is tap your card to a contactless-enabled card terminal when paying for purchases worth ₱2,000 and below. It’s quick, easy, secure, and paperless—all with just one tap.

Is Metrobank Cashback Visa the Right Card for You?

If you’re on the hunt for high cash back rates, the Metrobank Cashback Visa is the best credit card for you. Want something else? Try these credit cards instead:

  • Citi Cash Back Card. Pick this credit card if you want to receive cash back from any spend category. Get different rebates for different categories: 6% for groceries, 2% for utility bills payment through Citibank Online, and 0.2% for all other purchases.
  • HSBC Gold Visa Cash Back. Fuel prices are higher than ever, so it’s good to see a credit card offer generous rebates on this expensive essential. Get a 6% rebate on your first Caltex fuel spend and 3% all year round. You’ll also get a 5% rebate on dining and 0.5% on other spend.
  • BPI Amore Cashback Card. Shoppers, you’ll love this credit card for including department stores in its list of categories with rebate perks. Earn 4% cash back on department store and dining spend and 1% on pharmacy and bills payment spend.

FAQ

The Metrobank Cashback Visa currently offers the following rebates:

  • Up to 8% rebate on groceries, telecommunications, streaming services, cable, school, and bookstore spend
  • Up to 0.2% rebate on retail spend

Approved applicants from February 1, 2022 to July 31, 2022 are part of the promo that will last until December 31, 2022, after which the 8% cash back will revert to 5%. To join, meet a minimum spend of ₱12,000 on categories excluded from the 8% cash back promo (non-grocery, telco, etc.). The maximum rebate amount is ₱1,000 per billing cycle.

Confused with the different cash back on different categories? Metrobank’s got you covered with its rebate calculator found on their website.



As a dedicated rebate card, you won’t earn reward points when you use the Metrobank Cashback Visa.


With your Metrobank Cashback Visa, you can access the following useful features:

  • Bills2Pay - automated bills payment feature
  • Cash2Go - cash advance feature with flexible installment payment
  • Balance Transfer- transfer your outstanding balance from a non-Metrobank credit card to your Metrobank card
  • M Connect - automated voice, text, and email payment verification service

For credit card emergencies, immediately dial 88-700-700 or their domestic toll-free number 1-800-1-888-5775 to access these emergency services:

  • Emergency lost/stolen card reporting
  • Emergency card replacement
  • Emergency cash advance

To check your credit card application status, call the Metrobank customer service hotline at 88-700-700 or 1-800-1-888-5775.


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