HSBC Red Mastercard

HSBC Red Mastercard

Earn more rewards in every swipe with your HSBC Red Mastercard! Get 4x reward points on shopping, dining, online, and overseas spend, earn 3% rebate on Caltex fuel spend, and enjoy exclusive perks and discounts worldwide.

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Min. Annual Income

₱ 200,000

Rewards - Dining Spend

4 points per ₱20

Rewards - Retail Spend

4 points per ₱20

Annual Fee

₱ 2,500 per year

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Highlights

Min. Annual Income

₱ 200,000

Rewards - Dining Spend

4 points per ₱20

Rewards - Retail Spend

4 points per ₱20

Annual Fee

₱ 2,500 per year

2 Offers Available

WIN an Apple iPhone 16 Pro!

WIN an Apple iPhone 16 Pro!

Moneymax Christmas Cheer Giveaway

WIN an Apple iPhone 16 Pro!

+ 1 other gift options

Apply for select HSBC Credit Cards and get 1 chance to win one of two RAFFLE GIFTS when you get approved:

Apple iPhone 16 Pro (worth PHP 76,990.00);
one of 5 Apple AirPods 4 (PHP 8,490.00)

Moneymax Christmas Cheer Giveaway Campaign: Promo runs until December 31, 2024. Per DTI Fair Trade Permit No. FTEB-208849. Series of 2024. Full terms and conditions here.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Get THIS welcome gift!

₱3,000 eGift

Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved. Hurry, promo runs for a LIMITED time only! Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until January 31, 2025. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Get THIS welcome gift!

JBL Flip 6

Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved. Hurry, promo runs for a LIMITED time only! Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until January 31, 2025. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Nescafe Dolce Gusto Piccolo XS

Nescafe Dolce Gusto Piccolo XS

Get THIS welcome gift!

Nescafe Dolce Gusto Piccolo XS

Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved. Hurry, promo runs for a LIMITED time only! Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until January 31, 2025. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Xiaomi Smart Band 9

Xiaomi Smart Band 9

Get THIS welcome gift!

Xiaomi Smart Band 9

Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved. Hurry, promo runs for a LIMITED time only! Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until January 31, 2025. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Get THIS welcome gift!

JBL Tune 520BT

Apply for select HSBC Credit Cards and get your chosen WELCOME GIFT when you get approved. Hurry, promo runs for a LIMITED time only! Full terms and conditions here.

Moneymax Welcome Gift Promo: Promo runs until January 31, 2025. Per DTI Fair Trade Permit No. FTEB-203428. Series of 2024.

Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider when choosing this card:

Things to consider

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Accelerated rewards

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Shopping points

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Dining points

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Credit card required

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Benefits

Cashback

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Cash Back - Retail Spend

Up to 6 %

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Get 6% rebate on your first Caltex fuel spend and 3% rebate year-round

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Rewards

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Rewards - Base Rate

1 point per ₱20

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Rewards - Overseas Spend

4 points per ₱20

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Rewards - Online Shopping

4 points per ₱20

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Rewards - Retail Spend

4 points per ₱20

dining

Rewards - Dining Spend

4 points per ₱20

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Quick Facts

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4x reward points on online, shopping, dining, and overseas spend

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Earn 1 reward point for every ₱20 spend

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6% rebate on your first Caltex fuel spend; 3% rebate year-round

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Ideal for: online shopping and dining worldwide

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Eligibility

Eligibility Criteria

Minimum Age

18 years old

Maximum Age

65 years old

Min. Annual Income

₱ 200,000

Landline Required

Not required

Credit Card Required

Required

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Fees / Repayment

Fees & Charges

Annual Fee

₱ 2,500 per year

Annual Fee Waiver

Available

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Free on the first year

Monthly Effective Interest Rate

3 %

Cash Advance Monthly Effective Interest Rate

3.04 %

Cash Advance Fee

₱ 200

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₱200 / 0% per transaction.

Minimum Amount Due

₱ 500

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₱500 or the sum of the following, whichever is higher: a. 1% of the full current amount you owe, including retail purchase, cash advance, cash advance fees, and other fees/charges excluding annual fee, finance and late charge, overlimit fee, PLUS b. 1/12 of your annual fee (if applicable), PLUS c. 100% of the monthly installment amount for both principal and interest, overlimit fee, finance charge and late charge, AND d. any past due amount or overlimit amount, whichever is higher.

Tags

HSBC Red Mastercard

HSBC Red Mastercard

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