Minimum Annual Income
Upgrade your credit card experience with the HSBC Platinum Visa Rebate. Earn 5% cash back on shopping and travel spend, 3% cash back on Caltex fuel, and 0.50% on every other spend. Plus, enjoy exclusive travel perks on your next trip!
|Existing Credit Card||Required|
|Landline number||Not Required|
|Age||18 to 65 years old|
|Minimum Annual Income||P500,000|
|Annual Fee||P5,000 / year|
|Annual Fee Waiver||Yes|
|Monthly Effective Interest Rate||3%|
|Cash Advance Monthly Effective Interest Rate||3.04%|
|Minimum Amount Due||P500 / %|
|Cash Advance Fee||P200 / 0%|
Is this the right product for you?
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HSBC touts their Platinum Visa Rebate as the ultimate travel credit card. But is it the perfect travel credit card for you? Check out this short review of the HSBC Platinum Visa Rebate.
The HSBC Platinum Visa Rebate earns you a 5% rebate on essential travel expenses. These include airline expenses, car rentals, overseas dining, and overseas accommodation.
If you’re planning a road trip, you can use your HSBC Platinum Visa Rebate to get fuel rebates. Get a 6% rebate on your first fuel transaction at Caltex and get a 3% rebate on fuel purchases for the rest of the year.
The HSBC Platinum Visa Rebate also comes with free Purchase Protect insurance up to ₱15,000. This covers the reimbursement or replacement of damaged goods purchased within 90 days.
Enjoy swiping your HSBC Platinum Visa Rebate more because you can earn up to 5% cash back on every spend outside travel expenses:
With the HSBC Platinum Visa Rebate, you can convert big-ticket purchases like appliances, gadgets, and furniture into affordable 0% interest installments of up to 36 months. Installment transactions also earn you 3x bonus points, making tech upgrades more budget-friendly.
If you’re looking for a travel credit card that will reward you for exploring the world more, then the HSBC Platinum Visa Rebate is perfect for you. But if you’re looking for alternatives, consider the following:
It’s simple! Just use your HSBC Platinum Visa Rebate to receive a percentage of your monthly purchases in your account. For example, since your credit card earns you 5% cash back on shopping transactions, you will receive ₱125 for an item worth ₱2,500. Book your vacation or shop at your favorite store online or in-store to enjoy more rebates!
Your HSBC Platinum Visa Rebate comes with cash back rates that will incentivize you to shop more. Save more when you swipe more with these rates:
- 5% cash back on shopping (in-store and online, not including groceries)
- 5% cash back on essential travel spend
- 6% cash back on your first Caltex fuel spend
- 3% cash back on Caltex fuel spend
- 1% cash back on insurance payments
- 0.5% cash back on every other purchase
Most types of transactions are eligible for rebates like online, overseas, and straight purchases. The following are NOT eligible for rebates:
- Installment transactions
- Cash Advance and quasi-cash transactions
- Auto Charge transactions
- Bills payment transactions done via HSBC online
- Casino or gambling transactions
- Fees and charges
Yes, the maximum amount of cash back you can receive is ₱1,200 per calendar month.
Yes! Supplementary cardholders are also eligible for cash back. Take note that corporate and/or company cardholders are not eligible for the program.
No. Your cash back cannot be exchanged for any other rewards or converted to any other types of financial products.
Purchase Protect covers your purchases made using your HSBC Platinum Visa Rebate from authorized retailers, stores, or distributors. It covers reimbursement or replacement of damaged goods of up to ₱15,000. Purchases made within 90 days are covered by this insurance.
It takes around 5 to 10 business days upon submission of completed application forms and required documents. Expect a call, text, or email from HSBC about your credit card approval.
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