hsbc platinum visa

HSBC Platinum Visa Rebate

Minimum Annual Income


(P41,667 Monthly)

Interest Rate


Annual Fee


Special Promotions

FREE ₱2.5K GCash, Xiaomi Bar, or Shopee credits!

Apply for an HSBC Credit Card and receive your chosen welcome gift when you get approved. Promo runs from March 16 to 31, 2023. Want to learn more about your reward's delivery time and more? Check out our FAQs. See full terms and conditions here.

Product Summary

hsbc platinum visa

HSBC Platinum Visa Rebate

Upgrade your credit card experience with the HSBC Platinum Visa Rebate. Earn 5% cash back on shopping and travel spend, 3% cash back on Caltex fuel, and 0.50% on every other spend. Plus, enjoy exclusive travel perks on your next trip!

  • Earn 5% rebate on every shopping and travel transactions
  • Earn 6% rebate on your first Caltex fuel spend, 3% year-round
  • Get free purchase protect insurance coverage up to ₱15,000
  • Ideal for: travelers and shoppers looking for more savings
Existing Credit Card Required
Landline number Not Required
Age 18 to 65 years old
Minimum Annual Income P500,000
Annual Fee P5,000 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate 3%
Cash Advance Monthly Effective Interest Rate 3.04%
Minimum Amount Due P500 / %
Cash Advance Fee P200 / 0%

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Why Choose HSBC Platinum Visa Rebate?

HSBC touts their Platinum Visa Rebate as the ultimate travel credit card. But is it the perfect travel credit card for you? Check out this short review of the HSBC Platinum Visa Rebate.

Enjoy premium travel rebates

The HSBC Platinum Visa Rebate earns you a 5% rebate on essential travel expenses. These include airline expenses, car rentals, overseas dining, and overseas accommodation.

If you’re planning a road trip, you can use your HSBC Platinum Visa Rebate to get fuel rebates. Get a 6% rebate on your first fuel transaction at Caltex and get a 3% rebate on fuel purchases for the rest of the year.

The HSBC Platinum Visa Rebate also comes with free Purchase Protect insurance up to ₱15,000. This covers the reimbursement or replacement of damaged goods purchased within 90 days.

Earn up to 5% cash back 

Enjoy swiping your HSBC Platinum Visa Rebate more because you can earn up to 5% cash back on every spend outside travel expenses:

  • Earn a 5% rebate on shopping (both in-store and online)
  • Earn a 1% rebate on insurance payments
  • Earn a 0.50 rebate on every other spend

Avail flexible 0% installment plans

With the HSBC Platinum Visa Rebate, you can convert big-ticket purchases like appliances, gadgets, and furniture into affordable 0% interest installments of up to 36 months. Installment transactions also earn you 3x bonus points, making tech upgrades more budget-friendly. 

Is HSBC Platinum Visa Rebate the Right Card for You?

If you’re looking for a travel credit card that will reward you for exploring the world more, then the HSBC Platinum Visa Rebate is perfect for you. But if you’re looking for alternatives, consider the following:

  • Citi PremierMiles. This Citi credit card earns you one (1) air mile for every ₱30 spend. As an added feature, you can use your miles to access domestic and international airport lounges.
  • RCBC Visa Platinum. This credit card earns you one (1) air mile for every ₱25 overseas spend or ₱48 local spend. It also gives you access to over 1,300+ VIP airport lounges worldwide.
  • Metrobank Travel Platinum Visa. This credit card earns you one (1) air mile for every ₱17 overseas, airline tickets, and hotel booking spend. This credit card allows you to earn air miles quicker.


It’s simple! Just use your HSBC Platinum Visa Rebate to receive a percentage of your monthly purchases in your account. For example, since your credit card earns you 5% cash back on shopping transactions, you will receive ₱125 for an item worth ₱2,500. Book your vacation or shop at your favorite store online or in-store to enjoy more rebates!

Your HSBC Platinum Visa Rebate comes with cash back rates that will incentivize you to shop more. Save more when you swipe more with these rates:

  • 5% cash back on shopping (in-store and online, not including groceries)
  • 5% cash back on essential travel spend
  • 6% cash back on your first Caltex fuel spend
  • 3% cash back on Caltex fuel spend
  • 1% cash back on insurance payments
  • 0.5% cash back on every other purchase

Most types of transactions are eligible for rebates like online, overseas, and straight purchases. The following are NOT eligible for rebates:

  • Installment transactions
  • Cash Advance and quasi-cash transactions
  • Auto Charge transactions
  • Bills payment transactions done via HSBC online
  • Casino or gambling transactions
  • Fees and charges

Yes, the maximum amount of cash back you can receive is ₱1,200 per calendar month.

Yes! Supplementary cardholders are also eligible for cash back. Take note that corporate and/or company cardholders are not eligible for the program.

No. Your cash back cannot be exchanged for any other rewards or converted to any other types of financial products.

Purchase Protect covers your purchases made using your HSBC Platinum Visa Rebate from authorized retailers, stores, or distributors. It covers reimbursement or replacement of damaged goods of up to ₱15,000. Purchases made within 90 days are covered by this insurance.

It takes around 5 to 10 business days upon submission of completed application forms and required documents. Expect a call, text, or email from HSBC about your credit card approval.


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