hsbc platinum visa

HSBC Platinum Visa Rebate Card

Minimum Annual Income


(P41,667 Monthly)

Interest Rate


Annual Fee


Special Promotions

Choose Your Gift: Shopee Credits or Xiaomi Vacuum

Apply for an HSBC Credit Card and receive your chosen welcome gift when you get approved. Choose between ₱2,500 worth of Shopee credits or a Xiaomi Mijia UV Dustmite Wired Vacuum worth ₱2,799.

Promo runs from January 16 to February 15, 2022. Per DTI Fair Trade No. FTEB-135124. Series of 2022. See full terms here.

Product Summary

hsbc platinum visa

HSBC Platinum Visa Rebate Card

Upgrade your credit card experience with the HSBC Platinum credit card. Earn 5% cash back on shopping and travel spend, 1% cash back on insurance payments, and 0.50% on every other spend. Plus, enjoy exclusive travel perks on your next trip!

  • Contactless credit card -- no swiping necessary!
  • Earn 5% rebate on every shopping and travel spend
  • Earn 1% rebate on insurance payments
  • Earn 0.50% rebate on every other spend categories
  • FREE travel accident insurance and travel inconvenience coverage
  • Ideal for: travelers and shoppers who wish to earn more credit card points
Existing Credit CardRequired
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP500,000
Annual FeeP5,000 / year
Monthly Effective Interest Rate2%
Cash Advance Monthly Effective Interest Rate2%
Minimum Amount Due4%
Cash Advance Fee P200 / 0%

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Why Choose HSBC Platinum Visa?

HSBC touts their Platinum Visa credit card as the ultimate travel credit card. But is it the perfect travel credit card for you? Check out this short review of the HSBC Platinum Visa.

Enjoy premium travel rebates

The HSBC Platinum Visa earns you a 5% rebate on essential travel expenses. These include airline expenses, car rentals, overseas dining, and overseas accommodation.

The HSBC Platinum Visa also comes with free insurance up to ₱10 million. This covers injuries, accidental death, and travel inconveniences during a local or international trip.

If you’re planning a road trip, you can use your HSBC Platinum Visa to avail fuel rebates. Get a 6% rebate on your first fuel transaction at Caltex and get a 3% rebate on fuel purchases for the rest of the year.

Earn up to 5% cash back 

Enjoy swiping your HSBC Platinum Visa credit card more because you can earn up to 5% cash back on every spend outside travel expenses:

  • Earn a 5% rebate on shopping (both in-store and online)
  • Earn a 1% rebate on insurance payments
  • Earn a 0.50 rebate on every other spend

Avail flexible 0% installment plans

With the HSBC Platinum Visa, you can convert big-ticket purchases like appliances, gadgets, and furniture into affordable 0% interest installments of up to 36 months. Installment transactions also earn you 3x bonus points, making tech upgrades more budget-friendly. 

Is HSBC Platinum Visa the Right Card for You?

If you’re looking for a travel credit card that will reward you for exploring the world more, then the HSBC Platinum Visa is perfect for you. But if you’re looking for alternatives, consider the following:

  • Citi PremierMiles. This Citi credit card earns you one (1) air mile for every ₱30 spend. As an added feature, you can use your miles to access domestic and international airport lounges.
  • RCBC Visa Platinum. This credit card earns you one (1) air mile for every ₱25 overseas spend or ₱48 local spend. It also gives you access to over 1,300+ VIP airport lounges worldwide.
  • Metrobank Travel Platinum Visa. This credit card earns you one (1) air mile for every ₱17 overseas, airline tickets, and hotel booking spend. This credit card allows you to earn air miles quicker.


HSBC Platinum Visa is one of HSBC’s credit card offerings in the Philippines. This card was designed for frequent travelers who love shopping and dining abroad.

It usually takes 5 to 10 business days from the day you submit completed application forms and all required documents. An HSBC representative may call, text, or email you about your credit card approval.

It’s simple! Just use your HSBC Platinum Visa for shopping and travel expenses to earn up to 5% cash back. Book your vacation or shop at your favorite store online or in-store to enjoy your rebate!

Yes, it does! This is one of the unique and exciting perks that come with an HSBC Platinum credit card. As a cardholder, you get exclusive travel insurance coverage when you pay for your airline fare using your Platinum card.

The principal cardholder is insured up to ₱10 million while supplementary cardholders are insured up to ₱5 million. 

Another yes! The coverage is applicable for both domestic and international travel, and for both primary and supplementary cardholders. Awesome, right?


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