hsbc platinum visa

HSBC Platinum Visa

Minimum Annual Income


(P41,667 Monthly)

Interest Rate


Annual Fee


Special Promotions

Get ₱5,000 cash back!

Enjoy a ₱5,000 cash rebate on your first HSBC Platinum Visa credit card plus free annual fee on the first year! Apply now.

Get a ₱5,000 cash rebate with your new HSBC Platinum Visa credit card. Hurry! Promo runs until July 31, 2021 only.

The cash rebate is open to individual applicants applying for a new primary HSBC Platinum Visa credit card within the promo period and who have no existing nor cancelled HSBC credit cards. For more information, click here.

Product Summary

hsbc platinum visa

HSBC Platinum Visa

Upgrade your credit card experience with the HSBC Platinum credit card. Enjoy up to 4x rewards and travel privileges and a 0% interest installment plan up to 36 months. Redeem air miles using your bonus points for an adventure like no other.

  • Contactless credit card -- no swiping necessary!
  • Earn 4 points for every P20 you spend overseas
  • Earn 3 bonus points for every P20 you spend on local dining and shopping establishments. Earn 1 bonus point for every P20 you spend anywhere else.
  • FREE travel accident insurance and travel inconvenience coverage
  • Ideal for: travelers and shoppers who wish to earn more credit card points
Existing Credit CardRequired
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP500,000
Annual FeeP5,000 / year
Monthly Effective Interest Rate2%
Cash Advance Monthly Effective Interest Rate2%
Minimum Amount Due4%
Cash Advance Fee P200 / 0%

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HSBC Platinum Visa is one of HSBC’s credit card offerings in the Philippines. This card was designed for frequent travelers who love shopping and dining abroad.

It usually takes 5 to 10 business days from the day you submit completed application forms and all required documents. An HSBC representative may call, text, or email you about your credit card approval.

It’s simple! Just use your HSBC Platinum Visa for overseas purchases and you will receive 4x bonus points for every P20 spent. Get 3x bonus points when you shop and dine locally, and 1 bonus point for everything else.

Yes, they will. Bonus points earned with the HSBC Platinum Visa are only valid for three (3) years.

Yes, it does! This one of the unique and exciting perks that come with an HSBC Platinum credit card. As a cardholder, you get an exclusive Travel Insurance Coverage when you pay for your airline fare using your Platinum card.

Another yes! The coverage is applicable for both domestic and international travel, and for both primary and supplementary cardholders. Awesome, right?


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