eastwest practical mastercard

EastWest Practical Mastercard

Minimum Annual Income


(P10,000 Monthly)

Interest Rate


Annual Fee


Product Summary

eastwest practical mastercard

EastWest Practical Mastercard

The EastWest Practical Mastercard is designed with the practical spender in mind. No need to pay high interest rates on supermarket and drugstore purchases, or when you fuel up your car. Save more when you do more with this EastWest Bank credit card!
  • Enjoy exclusive perks and privileges when dining, shopping, or traveling.
  • Avail of light monthly payments equivalent to 3.5% of your total balance.
  • Convert your high-ticket purchases or expenses to easy payment terms at low interest rates.
  • Choose from flexible payment options for your membership fee (monthly, quarterly, or annually).
  • Ideal for: cardholders who want the most out of their essential purchases
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP120,000
Annual FeeP1,400 / year
Annual Fee WaiverNo
Monthly Effective Interest Rate2%
Cash Advance Monthly Effective Interest Rate2%
Cash Advance Fee P200 / %

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Just pay your Total Statement Balance, Minimum Payment Due, or any amount in between on or before your due date. Do note that interest will be charged if you pay less than your Total Statement Balance.

You must be an EastWest credit cardholder in good standing. The minimum amount that can be converted to installment is ₱5,000. This applies to local and foreign retail purchases, as well as online and mail order transactions.

You can share your EastWest Practical Mastercard perks and privileges with your loved ones and request up to nine supplementary cards. As the principal cardholder, you can also assign a sub-limit every month for your supplementary cards.

For principal cards, the fee is ₱1,400 per year. The annual fee for supplementary cards is ₱700.

Call EastWest’s Customer Service Hotline at +632 8888 1700 to report your lost or stolen EastWest Practical Mastercard. It’s available 24/7, and you can receive your replacement card within 7 to 9 banking days.


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