Why Choose Citi Simplicity+ Card?
With so many credit cards offering a plethora of features, sometimes you just need one that can keep things simple and easy. But should you go for the Citi Simplicity+ Card? Find out in this short review.
No annual fees for life
Annual fees can put a dent in your wallet, especially if you’re on a tight budget. But with the Citi Simplicity+ Card, there are no annual fees to worry about. This freedom from pesky annual fees doesn’t have an expiration date unlike most credit cards out there.
No late payment and overlimit fees
During these financially challenging times, you may find it harder to make your credit card payments on time. Citi Simplicity+ charges no late payment and overlimit fees, two sets of charges most credit cardholders will surely encounter in these trying times.
10% back on interest charges
Citi Simplicity+ Card rewards responsible credit cardholders who pay their monthly credit card bills early or on time. How? By taking 10% back on interest charges when you pay your minimum amount due on or before your due date, which means additional savings for you.
Exclusive offers all year-round
For a credit card that prides itself on its simplicity, the Citi Simplicity+ Card definitely does not skimp on features, rewards, and convenience. Enjoy the features Citi credit cards are known for and enjoy year-long promotions in travel, beauty and wellness, shopping, and dining.
Is Citi Simplicity+ Card the Right Card for You?
If you want a no-fuss credit card that also lets you enjoy great benefits and rewards, the Citi Simplicity+ is a great option. The card keeps things simple and easy for busy, on-the-go people. But if you’re looking for more, here are some alternatives:
- Citi Rewards Card. Want a Citi credit card with a bit more oomph? Then check out this card. Earn 3x non-expiring reward points for every shopping and dining expense.
- UnionBank PlayEveryday. This card is also a good choice for first-time credit cardholders. By earning 1 reward point for every ₱10 spend, you’ll earn rewards easily in no time.
- AUB Easy Mastercard. Another great choice for first-timers. Aside from not having to pay annual fees for life, this card lets you choose when and how often you should pay your credit card dues.