Citibank Simplicity+ Card

The credit limit for Citi Simplicity usually starts at P20,000. But if you have a good credit standing, you can request for a higher credit limit.

The minimum payment is 1.5% of the new balance, rounded up to the nearest peso. The minimum payment due is never more than the new balance. Note that your payment due date is typically the same day monthly. You may request a change to your monthly due date.

While it doesn’t charge for annual fees, other fees still come with a Citi Simplicity Card. These include balance transfer fees, cash advance fee, foreign purchase fee, and return payment fee. Such fees, however, depend on the transactions you have made.

Unfortunately, no. However, you can still avail exclusive discounts from partner stores and establishments here and in 90 other countries.

You must pay at least the minimum due on or before the due date. This will encourage you to pay your credit card dues frequently and on time.

You need to wait 5 to 7 banking days (Citibank’s verification process) and another 4 to 5 banking days to receive your card. Citibank will deliver your credit card in your provided address.