citibank rewards visa

Citibank Rewards Card

Minimum Annual Income


(P20,833 Monthly)

Interest Rate


Annual Fee


Special Promotions

No annual fees forever!

Never pay annual fees with Citi Rewards!

Forget about annual fees when you apply for a Citi Rewards credit card today until July 31, 2020. This offer is exclusive to first time Citibank credit card applicants.

Product Summary

citibank rewards visa

Citibank Rewards Card

Apply for a Citi Rewards Card today and upgrade your shopping experience. Earn one point for every P30 spend and redeem up to 50% discount offers from hotels, resorts, and airlines. Plus, get 3x points when you shop and dine using your Citi Rewards Card.

  • Annual fee: Waived for the first-time applicants. P2,500 for principal cardholders
  • Non-expiring points: use your points anytime, anywhere
  • Enjoy up to 50% off at participating hotels, resorts, and airlines
  • Enjoy 0% interest with Citi PayLite Installment plan
  • Ideal for: cardholders who frequently shop online and in-store
Existing Credit Card Not Required
Landline number Required
Age 21 to 70 years old
Minimum Annual Income P250,000
Regular Employee
Government-issued ID
Proof of income Bank statement showing your one-month salary
Signed Certificate of Employment
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Government-issued ID
Proof of income
Annual Fee Free
Annual Fee Waiver No
Monthly Effective Interest Rate 3.5%
Cash Advance Monthly Effective Interest Rate 3.63%
Minimum Amount Due P500 / 1%
Cash Advance Fee P500 / 3%

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Earn one point for every P30 spend and get 3x points when you use your Citi Rewards Card at shopping boutiques, department stores, and restaurants.

  • Use your Citi Rewards points to pay for purchases at select stores
  • Redeem deals and discounts locally and in 90 other countries
  • Convert points to pay for travel and accommodation expenses
  • Manage and transfer your points easily with the Citi mobile app

The conversion rate for Citi Rewards points is: 15 points = P1. You can use your points to offset any remaining balance on your bill.

Citi Rewards points don’t expire! As long as you’re in good credit standing, feel free to redeem your points for exclusive discounts from partner establishments worldwide.

No, there isn't. Keep on earning points every time you spend with your Citi Rewards credit card.

You can keep track of your points using the Citi Mobile app. You can also log on to to redeem exclusive perks and promos.

You need to wait 5 to 7 banking days for them to verify your application and another 4 to 5 days to receive your card.


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