Minimum Annual Income
Apply for a Citi Rewards Card today and upgrade your credit card experience. Get 3x reward points for every dining and shopping purchase made using your credit card. Plus, earn a point for every ₱30 spend and enjoy promotions and deals with partner merchants!
|Existing Credit Card||Not Required|
|Landline number||Not Required|
|Age||21 to 70 years old|
|Minimum Annual Income||P180,000|
|Signed Certificate of Employment|
|Valid TIN / SSS / GSIS or UMID number|
|Proof of income||Bank statement showing your one-month salary|
|Valid TIN / SSS / GSIS or UMID number|
|Audited Financial Statements|
|Proof of income||Latest ITR duly stamped as received by the BIR|
|Annual Fee||P2,500 / year|
|Annual Fee Waiver||Yes|
|Monthly Effective Interest Rate||3%|
|Cash Advance Monthly Effective Interest Rate||3.04%|
|Minimum Amount Due||P500 / %|
|Cash Advance Fee||P200 / %|
Is this the right product for you?
Checkout the other credit card listings
For people who love to receive something with their every purchase, a credit card that’s all about rewards is a perfect choice. So does the Citi Rewards Card fit the bill? Find out in this short review.
Shop at your favorite stores, dine at your favorite restaurants, and get rewarded for it when you use your Citi Rewards Card. Because every swipe from any of these spending categories earns you 3x reward points. So shop and dine away to earn the best rewards out there!
For every other spend category, each swipe on your Citi Rewards Card is still rewarding because you earn one reward point for every ₱30 spend. Yes, even your daily food delivery bookings and online shopping sprees will earn you more reward points in no time.
There’s always a discount or a deal when you’re a Citi Rewards credit cardholder, which makes owning this card so much more worth it. With its many rewards and perks, you can look forward to reaping the rewards that are best suited for your lifestyle.
Once you have saved up enough reward points, use them to pay for your weekend shopping sprees, movie tickets at your nearest cinema, or date nights at your favorite restaurant. You can also redeem free flights by redeeming Cebu Pacific Go Reward points.
More importantly, you can use your points to pay for your credit card purchases. Use your Citi Rewards Card as often as you want and rack up those points. There’s no limit to how many points you can earn and there’s no expiration date.
The Citi Rewards Card is designed for people who like rewards for purchases. But if you’re somehow unsatisfied with this credit card’s rewards, check out some alternatives:
Citibank, N.A., Philippine Branch, has transferred ownership of its consumer banking business to Union Bank of the Philippines with effect from August 1, 2022. The trademarks “Citi”, “Citibank”, “Citigroup”, the Arc design, and all similar trademarks and derivations thereof are used temporarily under license by Union Bank of the Philippines from Citigroup Inc. and related group entities. This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.
All you have to do is apply for a Citi Rewards Card on the Moneymax website. Once your credit card application is approved, spend at least ₱10,000 (single or accumulated spend) within 60 days of approval to get your chosen gift within weeks. To learn more about our rewards, check our FAQs.
There is a minimum spend requirement of ₱10,000 within 60 days from the card approval date to get your welcome gift from us. Once you meet the minimum spend requirement, you can expect your gift to arrive within weeks.
Once you receive your Citi Rewards Card, make a single or accumulated spend of ₱20,000 within 60 days from card issuance to enjoy no annual fees for life. This promo runs until March 31, 2023. Learn more about this promo here.
Once you meet the minimum spend, you will receive an SMS confirming that you can now enjoy no annual fees with your Citi Rewards Card.
Earn one point for every ₱30 spend and get 3x points when you use your Citi Rewards Card at shopping boutiques, department stores, and restaurants.
- Use your Citi Rewards points to pay for purchases at select stores
- Convert points to pay for travel and accommodation expenses
- Manage and transfer your points easily with the Citi Mobile App
Yes! 25 reward points earn you ₱1. So if you have reward points just lying around, you can convert them to cash credit to pay for your minimum due.
Citi Rewards points don’t expire! As long as you’re in good credit standing, feel free to redeem your points for exclusive perks and discounts from partner establishments worldwide.
No, there isn't. Keep on earning points every time you spend with your Citi Rewards credit card.
You can keep track of your points using the Citi Mobile app. You can also log on to the Citi Thank You page to redeem exclusive perks and promos.
You would need to wait 10 banking days for Citi representatives to verify your application. Card delivery takes 5 to 7 banking days for Metro Manila and 7 to 10 banking days outside Metro Manila.
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