citibank rewards visa

Citi Rewards Card

Minimum Annual Income


(P15,000 Monthly)

Interest Rate


Annual Fee


Special Promotions

Free ₱2,000 GCash!

Get free ₱2,000 GCash from Moneymax!

Apply for any Citi credit card via Moneymax and get free GCash worth ₱2,000 upon confirmation of approval. Gift is exclusively from Moneymax and is on top of other Citi credit card promos.

Promo runs until September 30, 2021. Per DTI Fair Trade Permit No. FTEB-120346. Series of 2021. See full terms and conditions here

Product Summary

citibank rewards visa

Citi Rewards Card

Apply for a Citi Rewards Card today and upgrade your shopping experience. Earn one point for every P30 spend and redeem up to 50% discount offers from hotels, resorts, and airlines. Plus, get 3x points when you shop and dine using your Citi Rewards Card.

  • Earn 3x rewards points on online purchases until June 30, 2021
  • Earn (1) point for every ₱30 you spend anywhere
  • Earn 3x points when you shop and dine
  • Non-expiring points: use your points anytime, anywhere
  • Enjoy up to 50% off at participating hotels, resorts, and airlines
  • Ideal for: cardholders who frequently shop online and in-store
Existing Credit CardNot Required
Landline numberRequired
Age21 to 70 years old
Minimum Annual IncomeP180,000
Regular Employee
Government-issued ID
Proof of incomeBank statement showing your one-month salary
Signed Certificate of Employment
Valid TIN / SSS / GSIS or UMID number
Active landline / mobile phone number
Government-issued ID
Proof of income
Annual Fee Free
Annual Fee WaiverNo
Monthly Effective Interest Rate2%
Cash Advance Monthly Effective Interest Rate2.04%
Minimum Amount Due P500 / %
Cash Advance Fee P200 / %

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Earn one point for every P30 spend and get 3x points when you use your Citi Rewards Card at shopping boutiques, department stores, and restaurants.

  • Use your Citi Rewards points to pay for purchases at select stores
  • Redeem deals and discounts locally and in 90 other countries
  • Convert points to pay for travel and accommodation expenses
  • Manage and transfer your points easily with the Citi mobile app

The conversion rate for Citi Rewards points is: 15 points = P1. You can use your points to offset any remaining balance on your bill.

Citi Rewards points don’t expire! As long as you’re in good credit standing, feel free to redeem your points for exclusive discounts from partner establishments worldwide.

No, there isn't. Keep on earning points every time you spend with your Citi Rewards credit card.

You can keep track of your points using the Citi Mobile app. You can also log on to to redeem exclusive perks and promos.

You need to wait 5 to 7 banking days for them to verify your application and another 4 to 5 days to receive your card.


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