Mercury Drug Citi Card

Get a credit card that promotes your health and wellness like the Mercury Drug Citi Card. Earn up to 5x reward points on medical, health and wellness, and beauty-related spend.

Minimum Annual Income

P180,000

(P15,000 Monthly)

Interest Rate

Annual Fee

P2,000

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Special Promotions

Product Summary

Mercury Drug Citi Card

Put your health and wellness first with the Mercury Drug Citi Card. Earn up to 5x reward points on Mercury Drug spend, 3x points on health and wellness spend, and other medical perks. Be the best version of yourself when you apply for a Mercury Drug Citi Card.

Apply until March 31, 2023 and spend at least ₱20,000 within 60 calendar days from credit card approval to enjoy no annual fees
Earn 5x reward points on up to ₱320,000 Mercury Drug spend
Earn 3x reward points on health, beauty, and wellness spend
24/7 ambulance service worth ₱10,000 within Metro Manila once a year
Get 300 reward points for free on your first Mercury Drug purchase worth at least ₱300
Ideal for: cardholders who value health and wellness
This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

Existing Credit Card	Not Required
Landline number	Not Required
Age	21 to 70 years old
Minimum Annual Income	P180,000

Regular Employee

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income	Bank statement of your Payroll Account showing your 1-month salary

Self-Employed

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Proof of income	Latest ITR duly stamped as received by the BIR

Annual Fee	P2,000 / year
Annual Fee Waiver	Yes
Monthly Effective Interest Rate	3%
Cash Advance Monthly Effective Interest Rate	3.04%
Cash Advance Fee	P200 / %
Minimum Amount Due	P500 / %

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Why Choose Mercury Drug Citi Card?

Health benefits and savings are the priority for the Mercury Drug Citi Card. But is this the ultimate health and wellness credit card for you? Find out in this short Mercury Drug Citi review.

5x points on up to ₱320,000 monthly spend on Mercury Drug

Do you frequent the nearest Mercury Drug branch on a monthly basis? Don’t forget to use your Mercury Drug Citi Card because it will earn you 5x reward points on up to ₱320,000 spent on the store each month. Otherwise, you'll still earn 1 reward point for every ₱200 spend.

3x points on health, beauty, and wellness spend

Live well and prosper by taking care of your health with your Mercury Drug Citi Card. Get 3x reward points on all your health, beauty, and wellness spend with no cap on the number of points you can earn. More importantly, you also get 3x points on all your hospital expenses.

3x points on all foreign currency spend

Looking to use your credit card for your overseas shopping? Your Mercury Drug Citi Card also earns you 3x reward points on all foreign currency spend. Your triple points apply to either overseas purchases made in-store or online.

Free 24/7 ambulance service worth ₱10,000 once a year

Mercury Drug Citi Card is really a credit card that puts a premium on your health and wellness. For instance, your credit card lets you avail of 24/7 ambulance service worth ₱10,000 once a year within Metro Manila.

Is Mercury Drug Citi Card the Right Card for You?

If you make a lot of Mercury Drug purchases, then the Mercury Drug Citi Card is a good choice for you. It’s a health and wellness card that can help you save money on medicine and other drugstore purchases. But if you’re looking for more, here are some alternatives:

Citi Rewards Card. Looking to earn more reward points with your Citi credit card? Then choose this one because it earns you 3x reward points for all your shopping and dining spend.

HSBC Red Mastercard. Perhaps you want more reward points for every swipe? Then this card is the one for you. Earn 4x reward points on shopping, dining, online, and overseas spend.

RCBC Flex Visa. Want more freedom on the spend category you want to earn rewards from? With this credit card, you can earn 2x reward points on two preferred categories.

Citibank, N.A., Philippine Branch, has transferred ownership of its consumer banking business to Union Bank of the Philippines with effect from August 1, 2022. The trademarks “Citi”, “Citibank”, “Citigroup”, the Arc design, and all similar trademarks and derivations thereof are used temporarily under license by Union Bank of the Philippines from Citigroup Inc. and related group entities. This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

FAQ

Your Mercury Drug Citi Card comes with a free welcome gift from Moneymax. Just apply via the Moneymax website and choose your gift from there. Once your credit card application is approved, spend at least ₱10,000 (single or accumulated spend) within 60 days of approval to get your chosen gift within weeks. To learn more about our promo, check out our Rewards FAQs.

There is a minimum spend requirement of ₱10,000 within 60 days from the card approval date to get your welcome gift from us. Once you meet the minimum spend requirement, you can expect your gift to arrive within weeks.

Once you receive your Mercury Drug Citi Card, spend a single or accumulated spend of at least ₱20,000 within 60 days to enjoy no annual fees forever. This Citibank promo runs until March 31, 2023. Learn more about this promo here.

Once you’ve accumulated a total of ₱20,000 with your credit card, you will receive an SMS message confirming that you can now enjoy no annual fees for life.

You can log on to the Citibank Thank You page or use the Citi Mobile app to redeem or manage your reward points.

Another benefit of the Mercury Drug Citi Card is the automatic enrollment to the Emergency Quick Response Program through Lifeline Rescue, which allows you to receive 24/7 medical advisory and free ambulance service worth ₱10,000 within Metro Manila once a year.

Yes, your Mercury Drug Citi Card works as a medical credit card that can cover medical expenses with a 10% rebate on drug purchase and hospital bills.

Aside from Mercury Drug stores nationwide, you can also use your Mercury Drug Citi Card on hospitals, clinics, spas, salons, and gyms, among others.

Yes, but you won't be able to earn reward points since the reward points are exclusive to Mercury Drug store purchases only.

You would need to wait 10 banking days for Citi representatives to verify your application. Card delivery takes 5 to 7 banking days for Metro Manila and 7 to 10 banking days outside Metro Manila.